TERMS OF SERVICE

Last modified: 16/11/2020

This agreement is between you (“User”, “Users” or “you”) and the service operator, TargetLine OÜ, a company registered under the Laws of Estonia, (the “Company”). This agreement governs the use by the Users of the website stablex.org (the “Platform”). By using any services made available through the Platform (the “Services”), you agree that you have read, understood and accepted all of the terms and conditions contained in these Terms of Service, as well as our Privacy Policy. As this is a legally binding contract, please carefully read through these Terms of Service and related notices before using any of our Services (the “Services”). By registering, accessing or using the Platform and/or the Services, you have agreed to the terms and conditions as laid out in these Terms of Service. Should you disagree with any condition of these Terms of Service, please refrain from accessing the Platform and/or using the services offered by the Company, proceed to leave the Platform and stop the usage of the Platform and any of its Services immediately.

For more information on the Company, you can refer to the Contact Us section of the Platform or the Contact Us section of these Terms of Service.

Content

These Terms of Service, all its annexes, documents, material and information incorporated here as reference (the “Terms of Service”), constitute an agreement between the Company and any person who accesses and/or uses the Platform and/or any of the services offered by the Company through it. These Terms of Service describe the rights and obligations of the Company and the Users, and establish the conditions to use of the Platform and the services.

Conditions

The Company reserves the right to modify or change the terms and conditions of these Terms of Service at any time and at its sole discretion. If you do not agree to the updated Terms of Service, you must stop using the Services. The Company will provide appropriate notice of the updated terms – if you do not agree to the updated terms, the Company will provide you with the opportunity to terminate your account and relationship with the Company.

Any and all modifications or changes to the Terms of Service will be effective immediately upon being announced on the Platform or released to users. As such, your continued use of the Services acts as acceptance of the amended Terms of Service.

Eligibility

By accessing the Platform and/or using the Services, you have affirmed that you are an individual of -at least- 18 years old, with full legal capacity to enter into these Terms of Service between you and the Company, and that you are not prevented from using the services by the applicable legislation.

The User can only access the Platform and use the Services on their own behalf and on their own name. Platform access and use of the Services on behalf of third parties is forbidden.

If you are registering to use the Services as a legal entity, you warrant that such legal entity is duly incorporated/established and in good standing under the applicable laws of the jurisdiction of its incorporation and the representative of such registered legal entity is duly authorized by the former to act on its behalf.

Prohibitions

By accessing and using the Platform and any of its Services, you acknowledge, declare and guarantee that you are not on any trade or economic sanctions lists, such as the United Nations Security Council Sanctions List and/or its equivalent and that you are not a person linked to the United States of America.

A person linked to the United States of America shall be understood as: (a) a United States of America’s citizen, (b) United States of America’s resident, meaning (i) “Green card” titular, or (ii) Someone who is physically present in the United States for 31 days in the current calendar year, and 183 days in three (3) years’ period including the current year, and two (2) years immediately before this, counting: (I) all the days present in the United States in the current year, (II) 1/3 of the days present in the United States, in the first year before the current year, and (III) 1/6 of the days present in the United States, in the second year before the current year; or (iii) a person who could be considered a resident for tax purposes in the United States; or (iv) a person with a United States mailing address or a United States telephone number; (c) A society, partnership or an organized corporate entity or existing, according any State territory or possession of the United States’ laws. (d) An estate or trust which any executor, administrator or trustee is a US person; (e) an agency or a foreign entity’s branch located in the united states (f) a discretionary or non-discretionary account provide for a fiduciary for the benefit or a United States person’s account (g) an association, partnership, corporation or entity that does not belong to the United States but is owned or controlled by a United States person; (h) a company, corporation or entity with a United States postal address, or a United States telephone number.

Users further represent and warrant that they have not been previously suspended from using the Platform or the Services and have full legal capacity to enter into the Terms of Service and that, by doing so, will not violate any agreement to which they could be a party, that they are not subject to any freezing order or other interdiction or restriction of any kind under applicable law entering into transactions or owning and disposing of assets. Users will not use the Platform or the Services in breach of any applicable laws in their country of residence or incorporation.

Identity validation

The use of the Services may be subject to a process of validation of the identity of the Users performed by the Company (or by a third party provider of those services). The Company reserves the right to not provide Services to the User or to disable access to the Platform or the Services if deemed convenient and/or necessary pursuant to applicable laws and regulations, or when it is reasonable, to its exclusive criteria and without prior notice. It is possible that the Company asks the User to send additional information to the one indicated on the Platform, to provide other records and all types of documentation and even to hold personal meetings with their representatives. The cost of this advanced validation process will be borne by the User.

The refusal of the User to provide the requested additional information or to attend meetings and answer the questions made by the representatives of the Company will grant the Company the right to suspend, restrict or cancel the access to the Platform and the Services.

Account registration

Users should register an account at the Platform to access the Services. Users will be required to provide an email address and set up a personal password.

In order to continue with the registration process, Users must first verify the email address that they have submitted upon creating their account. Provided the email is verified, Users will be required to provide additional identification information. Before opening an account, you will be required to read and accept the Privacy Notice and these Terms of Service. Depending on certain conditions, your application may be rejected and, therefore, you may not be allowed to use the Platform and the Services. T

The Company does not guarantee that any person who completes the registration process will be admitted as a User and undertakes no liability in case the application to become a User is rejected.

Platform’s use and access responsibility.

Users are responsible for all activities carried out in the Platform through the access to their account and the use of the Services, even if they are not aware of these, and agree to hold the Company harmless for any damages and/or claim derived from it.

Users shall be solely responsible for the safekeeping of their account information and password. Users are responsible for all activities including their log-in email, account and password. Users agree to notify the Company immediately if they are aware of any unauthorized use of their account and/or password by any person and will strictly observe the security, authentication, and any other mechanism or procedures established in the Platform.

Non-compliance with the Terms

The Company will have the right to cancel, suspend or restrict the access to its platform or services, and to take any other action it deems appropriate, in the event that the User does not meet the requirements referred in this Terms of Service or that stops fulfilling them. Under no circumstances, the company will be responsible for damages of any kind that the User or any third party related in any way to him/her may suffer as a result of cancellation, suspension or restriction to the access to the platform or the service as a consequence of the lack of compliance with the requirements stated in the previous section.

Electronic devices and third party participation

The Services are provided by the Company exclusively through the Platform which the User should access through the use of electronic devices and involve the participation of third party providers of complementary services such as, for example, service provided by automated data processing, payment processing and identity verification.

Description of the Services

Purchase of Digital Assets

The Services allow Users to purchase certain types of digital assets and virtual currencies listed by the Company (the “Digital Assets”) through the use of the Platform.

Users may purchase Digital Assets on the Platform at the price shown at the Platform when the confirmation of the purchase order is required.

Users must register and open an account within the Platform prior to entering a purchase order of Digital Assets.

The identification data of the User’s wallet to which the purchased Digital Assets will be transferred, must be provided by the User to the Company through the Platform or will be provided by the third party that links the User with the Platform. The wallet to which the Digital Assets are transferred must be owned and used exclusively by the User. Users guarantee that the identification of the wallet provided to the Company is true, accurate and complete and that it corresponds to a compatible wallet for the receipt of the purchased Digital Asset.

The Company is not responsible for the incorrect identification information of the wallet provided by the Users or by third parties. Users acknowledge that the Company does not have any type of control, obligation or liability with respect to the custody of their wallets, private or access codes, or any issues related to the Users’ wallet. Users acknowledge that transfers of Digital Assets to their wallets are irreversible by the Company.

Users acknowledge that there may be delays between the time in which a purchase order is placed at the Platform and the transfer of the Digital Assets is performed by the Company, due to processing issues related to the blockchain protocol. The Company shall not be liable for such delays or any damage suffered by Users as a consequence thereof.

Acceptance of purchase orders

Purchase orders placed by the User at the Platform will not be considered perfected nor will generate any type of responsibility or obligation in charge of the Company until the Company accepts them and the total amount of money necessary to comply with those has been received by the Company and it is available. The execution by the Company of the purchase orders given by the User will imply Company’s acceptance.

Provision of funds

The only authorized and valid methods for the Users to provide funds to the Company for the payment of their purchase orders is by the authorized methods and third party payment processors enabled at the Platform.

The Company will not accept -nor consider affected to the payment of any purchase order– deposits or transfers of any amount of money made by the Users by any other method different than those enabled at the Platform. Neither will the Company accept or consider affected to the payment of purchase orders bank deposits or transfers to other collection bank accounts of the Company that have not been made within the framework of the procedures established in the Platform. In both cases, the Company will proceed to return the funds to the User, at their sole expense, and in no case shall it be understood that the deposit or transfer of funds constitutes a payment of any nature.

Users should be aware that provision of funds through a third party payment processor for the payment of purchase orders may not be credited immediately in the Platform. This process may take 15 working days in exceptional cases.

Sale of Digital Assets

The Services allow Users to sell certain types of Digital Assets through the use of the Platform.

Users may sell Digital Assets on the Platform at the price shown at the Platform when the confirmation of the sell order is required.

Users must register and open an account within the Platform prior to entering a sell order of Digital Assets.

The identification data of the User’s bank account to which the payment of the sold Digital Assets will be transferred, must be provided by the User to the Company through the Platform or will be provided by the third party that links the User with the Platform. The bank account to which the payment of the sale of the Digital Assets will be transferred must be owned and used exclusively by the User. Users guarantee that the identification of the bank account provided to the Company is true, accurate and complete.

The Company is not responsible for the incorrect identification information of the bank account provided by the Users or by third parties.

Users acknowledge that there may be delays between the time in which a sell order is placed at the Platform and the payment of the transaction is performed by the Company due to processing issues related to the blockchain protocol and banking operations. The Company shall not be liable for such delays or any damage suffered by Users as a consequence thereof.

Acceptance of sell orders

Sell orders placed by the User at the Platform will not be considered perfected nor will generate any type of responsibility or obligation in charge of the Company until the Company accepts them and the total amount of money necessary to comply with those has been received by the Company and it is available. The execution by the Company of the sell orders given by the User will imply Company’s acceptance.

The Company reserves the right to reject any sell order at its sole discretion.

Intellectual Property

The Company and/or its controlling companies, affiliated or subsidiary companies, are the owner of all intellectual, authorship and industrial rights with respect to the platform, domain, software, hardware, logos, logos, emblems, designs, information and content. Users do not have any rights regarding those.

The brand names relating to the Website and any other trademarks, service marks and/or trade names used by us either on our own behalf from time to time (the “Trade Marks”) are owned by the Company, or our licensors. In addition to the rights in the Trade Marks, we and/or our licensors own the rights in all other content of the Website (the “Content”). By using the Website and/or the Services you shall not obtain any rights in the Trade Marks or the Content and you may use the Trade Marks and Content in accordance with the Terms of Service only.

You may only install and use the software connected to the Website (the “Software“) and all content derived from the Software, including, but not limited to, the copyright and all other intellectual property rights in the Software, in connection with the Services for your personal and non-commercial use and in accordance with the Terms of Use. The Software’s code, structure and organization are protected by intellectual property rights. You undertake not to: copy, redistribute, publish, reverse engineer, decompile, disassemble, modify, translate or make any attempt to access the source code to create derivative works of the source code, or otherwise; sell, assign, sublicense, transfer, distribute or lease the Software; make the Software available to any third party through a computer network or otherwise; export the Software to any country (whether by physical or electronic means); or use the Software in a manner prohibited by any laws or regulations which apply to the use of the Software

You shall be held liable for any loss, including direct and indirect damages, costs or expenses, we may suffer as a result of your Prohibited Deeds. You agree to immediately notify us if you commit any Prohibited Deeds or if you have the knowledge of any third party committing any Prohibited Deeds. You agree to provide us with reasonable assistance with any inquiry investigation we may conduct as a result of the information provided by you in this respect.

Beware of Viruses and Phishing. You understand and bear the risk that any use of the internet may be subject to a virus attack and/or communication failure. You should use a reputable and available virus screening and prevention software at all times. The Company shall not bear any liability, whatsoever, for any damage or interruptions caused by computer viruses, spyware, Trojan horses, worms or other malware that may affect your systems, computer or other equipment, or any phishing, spoofing or other virus attacks. The Company cautions you to carefully review any electronic messages purporting to originate from the Company, and to beware that electronic devices are vulnerable to phishing and spoofing scams and additional viruses. The Company maintains that you should always log into your Account through the Website only and avoid using unauthentic communication advising you options to log in.

Account Termination or Suspension

Users understand that, at any time, the Company will be entitled to restrict, suspend or terminate their account, the Platform and the Services, as well as to terminate the Terms of Service; deny or restrict access to the Platform including its content or tools, delay or remove hosted content, and take technical and legal measures; deny processing any transaction; cancel or reverse any transaction or pending transaction, even if funds have been debited from your payment method.

No Warranty

USERS EXPRESSLY AGREE THAT THEIR USE OF THE SERVICES AND THE PLATFORM IS AT THEIR OWN RISK.

THE COMPANY SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY REPRESENTATION OR WARRANTY, WHETHER EXPRESS, IMPLIED (WHETHER BY LAW, STATUTE OR OTHERWISE). INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF QUALITY, SUITABILITY OR ADEQUACY, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND/OR ANY NON-INFRINGEMENT (WHETHER UNDER APPLICABLE LAW OR OTHERWISE) WITH RESPECT TO THE SERVICES.

THE COMPANY DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, THAT YOUR ACCESS TO THE COMPANY SERVICES AND/OR ANY PART OR MATERIALS MADE AVAILABLE THEREIN, WILL BE ACCURATE, FREE OF ERROR, COMPLETE, UNINTERRUPTED, CONTINUOUS, OR THAT ANY DEFECTS WILL BE CORRECTED, AND/OR THE SOFTWARE OR THE SERVER ASSOCIATED WITH THE COMPANY SERVICES ARE FREE OF VIRUSES AND BUGS. IN ADDITION, THE COMPANY ALSO MAKES NO REPRESENTATION CONCERNING THE FULL OR PARTIAL FUNCTIONALITY, ACCURACY, OR RELIABILITY OF ANY RESULTS, INFORMATION OR MATERIALS OBTAINED BY USERS THROUGH THE COMPANY SERVICES. USERS BEAR THE ENTIRE RISK AS TO THE USE, QUALITY, AND PERFORMANCE OF THE COMPANY SERVICES.

IN ADDITION, THE COMPANY MAKES NO WARRANTIES, REPRESENTATIONS OR GUARANTEES REGARDING THE TIME REQUIRED TO COMPLETE PROCESSING ANY TRANSACTIONS INVOLVING THE USE OF YOUR ELECTRONIC DEBIT OR CREDIT CARD OR BANK ACCOUNTS DETAILS, WHICH ARE DEPENDENT UPON MANY FACTORS BEYOND THE COMPANY’S CONTROL.

THE COMPANY MAKES NO WARRANTIES ABOUT THE VALIDITY, AUTHENTICITY, QUALITY, SUITABILITY, OR OTHERWISE, ABOUT ANY DIGITAL CURRENCY USERS RECEIVE THROUGH THE PLATFORM.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL THE COMPANY, ITS AFFILIATES, LICENSORS AND/OR SERVICE PROVIDERS, OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES OR REPRESENTATIVES, BE LIABLE OR ASSUME ANY OBLIGATION WHATSOEVER TO YOU OR ANYONE ON YOUR BEHALF, REGARDLESS OF THE FORM OF ACTION, FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, INTANGIBLE, OR CONSEQUENTIAL DAMAGES OR LOSS OF ANY KIND, INCLUDING WITHOUT LIMITATION, LOSS OF BUSINESS, LOSS OF PROFITS,LOSS OF REVENUE, LOSS OF DATA, LOSS OF CONTRACTS OR LOSS OF ANTICIPATED SAVINGS; AND./OR ANY LOSS OR ANY DAMAGE, ARISING FROM YOUR USE OF COMPANY SERVICES – WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, ARISING OUT OF OR RELATING TO YOUR AUTHORIZED OR UNAUTHORIZED USE OF THE COMPANY SERVICES.

THE COMPANY SHALL NOT BE LIABLE FOR ANY ACTS OR OMISSIONS MADE BY YOUR INTERNET SERVICE PROVIDER OR OTHER THIRD PARTY WITH WHOM YOU HAVE CONTRACTED TO GAIN ACCESS TO THE SERVER THAT HOSTS THE SITE.

THE COMPANY SHALL NOT BE LIABLE FOR ANY ACTS OR OMISSIONS MADE BY ANY REGISTERED USER, INCLUDING THOSE REGISTERED USERS WITH WHOM YOU EXCHANGE YOUR DIGITAL CURRENCY.

YOU AGREE THAT YOU ARE FREE TO CHOOSE WHETHER TO USE THE COMPANY SERVICES AND DO SO AT YOUR SOLE OPTION, DISCRETION AND RISK.

YOU CONFIRM THAT THE COMPANY SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY MODIFICATION TO, SUSPENSION OF OR DISCONTINUANCE OF THE COMPANY SERVICES.

YOU CONFIRM THAT IN THE EVENT THAT THE COMPANY SERVICES FAILS TO OPERATE CORRECTLY FOR ANY REASON WHATSOEVER, THE COMPANY WILL NOT BE RESPONSIBLE FOR ANY LOSS WHICH YOU INCUR, INCLUDING ANY LOSS OF PROFITS THAT MAY RESULT.

WITHOUT DEROGATING FROM ANY OTHER PROVISION IN THE TERMS OF USE, IN NO EVENT SHALL OUR LIABILITY TO YOU EXCEED 50 USD IN THE AGGREGATE.

YOU AGREE THAT ANY CLAIM OR CAUSE OF ACTION, REGARDLESS OF THE FORM OF ACTION, WHICH YOU MAY HAVE ARISING OUT OF OR RELATED TO USE OF THE COMPANY SERVICES OR THE TERMS OF USE MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR OTHERWISE BE BARRED FROM RAISING ANY SUCH CLAIM OR CAUSE OF ACTION

ACCOUNT USERNAME AND PASSWORD. THE COMPANY HAS NO OBLIGATION TO MAINTAIN YOUR ACCOUNT USERNAME OR PASSWORD. THE COMPANY SHALL NOT BE LIABLE IF YOU MISPLACE, FORGET OR LOSE YOUR ACCOUNT USERNAME OR PASSWORD BECAUSE OF ANYTHING OTHER THAN THE COMPANY’S NEGLIGENCE.

TRANSFER OF DIGITAL CURRENCY AND FIAT MONEY. WE SHALL NOT BE LIABLE TO YOU IN ANYWAY WHATSOEVER FOR THE TRANSFER OF ANY AND ALL DIGITAL CURRENCY IF YOU PROVIDE US WITH ANY INCORRECT AND/OR INCOMPLETE, PUBLIC KEY, AND/OR VIRTUAL WALLET ADDRESS DETAILS. IN ADDITION, WE SHALL NOT BE LIABLE TO YOU IN ANY WAY WHATSOEVER FOR THE TRANSFER OF ANY AND ALL FIAT MONEY IF YOU PROVIDE US AND/OR THE CUSTODIAN, AS APPLICABLE, WITH ANY INCORRECT AND/OR INCOMPLETE PAYMENT DETAILS.

YOU FURTHER AGREE THAT THE COMPANY SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY AMENDMENT OR TERMINATION OF THE COMPANY SERVICES AND/OR TERMS OF USE, OR SUSPENSION OF YOUR ACCESS TO THE COMPANY SERVICES, EXCEPT TO THE EXTENT OTHERWISE EXPRESSLY SET FORTH HEREIN.

Nothing in the Terms of Use will operate so as to exclude any liability of the Company for death or personal injury that is caused by the Company’s gross negligence.

Third Party Websites

The Website and/or Services may contain links to third-party websites, advertisers, services, special offers, or other events or activities that are not owned or controlled by us (collectively and individually “Third Party Websites“).

These Third Party Websites may have their own terms and conditions of use and privacy policies and your use of these Third Party Websites will be governed by and subject to such terms and conditions and privacy policies. You must ensure that you have read, understood and agreed to all of the terms and conditions, policies and guidelines of the Third Party Websites

Users understand and agree that the Company does not endorse and is not responsible or liable for the behavior, features, opinions, advice, statements, prices, advertisement, or any other content of any of the Third Party Websites or for any transaction you may enter into with the provider of any such Third Party Websites.

Disclaimers

Users understand and accept that the Services, as well as any other information obtained from the Company, are not directed, designed or in any way oriented to provide any type of financial advice or investment or purchase advice of any kind.

Company does not provide financial advice. The Company does not provide any investment advice, recommendation, or guidance, whether in connection with the Services or otherwise. The Company may provide information on the price, range, volatility of Digital Asset and events that have affected the price of Digital Asset, but this is not considered investment advice and should not be construed as such. No communication between the Company and the Users should be considered any form of investment advice. Any decision to purchase or sell Digital Assets is an exclusive decision of the Users, at their own risk, and the Company will not be liable for any loss suffered.

Market Makers

The Company reserves the right to engage with Market Makers and to provide its Services to Market Makers.

Risk Factors

You should carefully consider and evaluate each of the following risk factors and all other information contained in these Terms of Use before using any of the Services.

An inherent risk exists that losses will occur as a result of buying, selling or trading anything on a market. You may increase or lose value in your assets at any time due to price volatility, especially in the crypto-currency market, and the potential loss in trading or holding Digital Currencies can be substantial.

We do not guarantee that any Digital Currency will currently or in the future maintain a certain value or market liquidity, and you understand that the current value or price of Digital Currency can drop as low as zero at any point. You acknowledge that we also do not guarantee that you will be able to sell the Digital Currency to any third party.

Historically, currency, and fiat money in particular, have been backed by banks and government entities, or backed up by commodities, such as silver or gold. However, Digital Currency is not regulated by any central bank or other government authority. Instead, Digital Currency is backed by technology and trust, and currently, there is no bank or government regulator that can take measures to protect the value of the Digital Currency in a crisis, issue more currency, or balance the price fluctuations.

Digital Currency is based on blockchain technologies, a digital, decentralized and partially anonymous system that relies on peer-to-peer networking, which could collapse at any given moment, and cryptography to maintain its integrity. This system has been the subject of scrutiny by various regulatory bodies around the world. The functioning of the Website and the Services could be impacted by one or more regulatory inquiries or actions, including, without limitation, the licensing of or restrictions on the use, sale, or possession of digital tokens like the Tokens, which could impede, limit or end the Services or your ability to trade the Digital Currency at any point. Regulatory changes could have negative and material impact that could result in the Digital Currency having little or no value whatsoever.

Digital Currency, when transferred, will be controllable only by the possessor of unique private keys relating to the addresses in which the Digital Currency is held. The theft, loss or destructions of a private key required to access Digital Currency is irreversible, and because the Company does not have access to those private keys, such private keys cannot be restored by the Company, and the Company will not be responsible for Client’s loss of access to its personal virtual wallet. Also, due to the nature of Digital Currency, any technological difficulties experienced by the Company could potentially prevent the access or use of a Client’s Digital Currency.

You are aware that additional risks of trading Digital Currency may exist that have not been set forth in these Terms of Use, and you understand that it is your responsibility to carefully assess all the risks and determine whether your financial standing and tolerance for risk are suitable for buying, selling or trading Digital Currency. It is also your responsibility to seek professional advice prior to using the Services and the Website, and you understand that the Company does not provide any investment, legal, or tax advice.

Certain regulators in certain jurisdictions may view certain types of Digital Currency as securities, and as such, Clients in these jurisdictions may not have the ability to trade their Digital Currency because trading of Digital Currency that is deemed as securities, may be restricted, partially or completely in some jurisdictions. It is your responsibility to ensure your compliance with the applicable laws of your jurisdiction.

THE EXCHANGE OF DIGITAL CURRENCY IS CONSIDERED A RISKY TRANSACTION WITH HIGHLY SPECULATIVE OUTCOMES. MARKETS FOR DIGITAL CURRENCY HAVE VARYING DEGREES OF LIQUIDITY. SOME ARE QUITE LIQUID WHILE OTHERS MAY BE THINNER OR ILLIQUID. THE COMPANY DOES NOT GUARANTEE ANY PROFIT FROM TRADING OR ANY OTHER ACTIVITY ASSOCIATED WITH THE SITE. IN LIGHT OF THE RISKS ABOVE MENTIONED, WHICH ARE NOT A COMPREHENSIVE LIST, YOU SHOULD CAREFULLY CONSIDER IF HOLDING DIGITAL CURRENCY IS SUITABLE FOR YOU DEPENDING ON YOUR FINANCIAL CIRCUMSTANCES.

Indemnification

Users agree to hold harmless, defend and indemnify the Company, its affiliates, its parent companies, and subsidiaries, and each of our or their respective officers, directors, agents, employees, representatives, and permitted assignees against any and all any losses, damages, costs, liabilities and expenses that have been reasonably incurred in connection with any claims or damages arising out of or related to your breach and our enforcement of these Terms of Service. This shall also apply to Users violation of any applicable law, regulation, or rights of any third party during your use of the Services.

Force majeure

The Company will not be responsible for any breach, loss, delay, suspension, failure or impossibility in the provision of services and / or in compliance with these terms on the occasion of any event that could be considered as a product of fortuitous event, force majeure or the fact of a third party for whom you should not respond. It should be understood as cases of fortuitous event, force majeure or acts of a third party, without limitation or exclusion of others to: government restrictions or regulations, embargoes, informatic or cybernetics attacks of any kind, robbery, theft, any type of fraud, acts of terrorism, wars, riots, strikes, labor or industrial disputes of any kind, fires, explosions, earthquakes, floods, accidents, acts of sabotage, environmental disturbances, unusually severe weather conditions, telecommunications failure, power failure, Internet connection interruptions, breaches in linked service providers, or any other cause that could not have been foreseen or that could not be avoided.

Likewise, they will not be attributable to the Company and Users exempt it from any responsibility regarding any type of factual or legal situation that could affect the banking entities where the collection bank accounts are open and where the funds were transferred for compliance with the payment management instructions issued to the Company and that implied the temporary or permanent impossibility to dispose, use, extract, turn or operate, either partially or totally, with these.

acknowledge and warrant that you are entering into an agreement with the Company with the intention of using the Services at your own risk. You confirm that you are aware that the risk of loss in trading or holding Digital Assets can be substantial. The price volatility of Digital Assets is outside the Company’s control. Any profit or loss arising as a result of a fluctuation in the value of the respective Digital Assets will be entirely for your account and risk. The Company shall not be responsible for any losses incurred by you as a consequence of your own trading decisions in respect of Digital Assets.

Compliance with Local Laws

It is the responsibility of the User to abide by local laws in relation to the legal usage of the Services in their local jurisdiction. Users must also factor, to the extent of their local law all aspects of taxation, the withholding, collection, reporting and remittance to their appropriate tax authorities. All Users of the Services acknowledge and declare that the source of their funds come from a legitimate manner and are not derived from illegal activities. The Company reserves the right to request a proof of source of wealth or source of funds from any of its registered Users, both personal and institutional. The Company maintains a stance of cooperation with law enforcement authorities globally and will not hesitate to seize, freeze, terminate the account and funds of Users which are flagged out or investigated by legal mandate.

Tax obligations

Users are exclusively liable for any and all tax obligations (either national, provincial or municipal) which may apply to the use of the Services in its local jurisdiction, including without limitation any withholding, collection, reporting and remittance to the appropriate tax authorities. The Company shall not be liable for any breach or non-compliance by Users on their tax obligations, under the legislation in force.

The Company reserves the right to deduct any taxes, banking costs and/or any other commissions which may apply to any transaction, from the funds received by Users.

Illegality

If the Company determines that any law has made it unlawful, or that any governmental authority of the applicable jurisdiction has asserted that it is unlawful for the Company to provide the Services, or any governmental authority of the applicable jurisdiction has imposed material restrictions on the authority of the Company to provide the Services, then, the Company at its sole discretion will be able to suspend or terminate the provision of the Services until the Company determines at it sole discretion that the circumstances giving rise to such determination no longer exist. The Company will notify any of these circumstances to the Users and the Users will be able to withdraw their balance on the account, as long as it is permitted under applicable law.

Termination

The Services have an indeterminate duration. Nevertheless, Users agree that the Company may finish, suspend or interrupt the provision of services unilaterally, discretionary and without expressing any cause. In the event Users incur in any type of breach regarding the conditions of use and obligations set forth in this Terms of Service, the Company may terminate the provision of Services.

Assignment of contract

The User won’t be able to transfer, delegate to a third party, encumber, or dispose in any way of the rights and obligations linked or derived from the use of the platform, the services or these terms or his/her contractual position. The Company will be able to assign, transfer, delegate or dispose of the rights and derivated obligations from these terms or the contractual position, in any form. Likewise, the User is forbidden from reselling the services of the Company to third parties.

Privacy Notice

The Company may announce and amend its Privacy Policy from time to time. The Privacy Policy shall be an integral part of these Terms of Service. Users may find the latest version of the Privacy Policy published on the Platform.

Notifications

The User constitutes his/her address for the purposes of this contract in the one he registered in the validation procedure of his identity established in the platform. The Company and the User accept that all notifications sent to said addresses will be valid.

Contact

If Users wish to ask any question related to the Services or the Platform, may contact the Company by writing an email to [email protected]

No Waiver

No waiver by any party of any breach of these Terms of Service or any delay or omission by any party in enforcing the terms of these Terms of Service shall prejudice their rights or operate as a waiver of any subsequent or continuing breach.

Severability

If any provision of these Terms of Service is or becomes illegal or invalid, that provision will be deemed deleted from these Terms of Service and the remaining provisions shall continue in force.

Governing Law and Jurisdiction

These Terms of Service and any dispute or claim arising out of or in connection with these Terms of Service or the conditions contained herein shall be governed by and construed in accordance with the laws of Estonia

PRIVACY POLICY

This Privacy Policies describe the types of personal data that TargetLine OÜ (hereinafter, the “Company”) collects through the website latamex.com (hereinafter, the “Platform”), how we use user data, to whom we communicate them and the rights and options that we make available to the users of our Platform regarding the use we make of their personal data and the exercise of the rights of the owners of the data. We also describe the measures implemented to protect the security of personal data collected and how users can contact us to learn about our privacy practices.

The user of the Platform expressly, informed, voluntarily and unequivocally consents to the inclusion of the personal data provided to the Company in its databases, as well as to the processing of their personal data by automated and non-automated means for the purposes described in the following sections of this document and subject to the terms and conditions set forth herein.

By accessing, connecting or using the Platform in any other way, you confirm that you have read, understood and accepted these provisions regarding the Company’s privacy policies. In case you do not agree with these privacy policies, refrain from accessing the Platform and using it in any way.

DATA COLLECTED

Through the Platform we collect certain data, which can be inclusive of a personal nature. Personal information is information that can identify you, such as your name, address, bank account number, biometric data, telephone number, your photograph, the photograph of your National Identity Document and email address. We collect your personal data when you provide that information directly to us, even when you register or when you interact with us through our Platform. You are responsible for the accuracy of the personal information you provide to the Company and will be responsible for the consequences of providing false or inaccurate information.

Among the types of personal data we collect are the following:

– Contact information (such as name, current address, postal address, email address and telephone number);

– Demographic data, including date of birth and gender;

– Photographs of his face;

– Bank account data;

– Information that the user provides in relation to their questions or comments.

TREATMENT OF PERSONAL DATA

The data we collect can be used for the following purposes:

– Communicate with you;

– Send you promotional materials and other communications;

– Answer your questions;

– Customize preferences and visits to our Platform and offer content tailored to your interests and the way you navigate and interact with our Platform;

– Operate, evaluate and improve our products and services; and

– Comply with and enforce the applicable legal requirements, the corresponding industry standards, contractual obligations and our policies.

In the case that we are going to use your personal data differently from the one described above, we will communicate it in a timely manner.

Through our Platform, we can also use third-party analytical services. The web analysis service providers that manage these services use technologies such as cookies, network server logs and web beacons that help us analyze the use that users make of our Platform. The information collected by these means (including the IP address) may be brought to the attention of the providers of such analytical services as well as other third parties that will make use of the information collected to, among other purposes, evaluate the use of the Platform.

INFORMATION WE SHARE

The personal data of the users that we collect through the Platform may be disclosed to third parties only in accordance with what is described in these privacy policies. Personal data collected through the Platform may be communicated to our subsidiaries and associated entities for the purposes described above. We will also communicate such personal data to service providers that provide services on our behalf in accordance with our instructions and for the purposes detailed in these Privacy Policies. We do not authorize such service providers to disclose or disclose the personal data of users except for those uses that are strictly necessary for the provision of the services or to comply with legal obligations.

The Company understands the importance of maintaining the confidentiality of all data that could be collected. Consequently, the Company undertakes, in order to guarantee such confidentiality, to sign confidentiality agreements with each of the parties that carry out the processing of personal data. The Company and those involved in any phase of the processing of personal data are bound to professional secrecy regarding them.

Likewise, we may disclose your personal data (i) if we are obliged to do so by law or within the framework of a legal procedure, (ii) to the security forces and bodies or other public officials when they legitimately request it, (iii) when we consider that such disclosure is necessary or convenient to avoid physical damage or economic loss, (iv) in the context of an investigation of fraudulent or illegal activities, or that fraudulent or illegal activities are presumed or (v) in case of sale or transfer of the totality or a part of our company or our assets (including cases of restructuring, dissolution or liquidation).

INTERNATIONAL DATA TRANSFER

Your personal data collected through the Platform may be transferred for the purposes described above to entities located in other countries. These countries may not have the same data protection regulations as in [User country]. In this regard, we inform you that we have implemented safeguards that guarantee an adequate level of protection of personal data when they are transferred to other jurisdictions. These safeguards include contractual clauses or commitments aimed at imposing compliance with the applicable and its complementary regulations. In any event, when using the services of the Platform you are aware of the international transfer of your personal data as indicated in this section.

THE RIGHTS OF THE USER

You may request access, update, modification, review and deletion of your personal data as well as the removal or blocking of your name from the database referred to in this Privacy Policy at the time you wish by contacting for this purpose. with us as indicated in the section entitled «Contact Information» of this document.

The right of access to the data may be exercised free of charge by the interested party to the extent that the corresponding information is requested at intervals not less than six months, unless a legitimate interest is accredited for this purpose, pursuant to Estonian Law.

In the event of any request, you must provide documentation that allows your identification to prove identity and provide the Company with a means to contact you if necessary.

SECURITY OF YOUR PERSONAL DATA

We implement administrative, technical and physical security measures designed to protect your personal data against destruction, loss, alteration, access, communication or accidental, illegal or unauthorized use.

Thus, to prevent unauthorized access, maintain the accuracy of the data and ensure the correct use of the personal data that it provides to us, the Company has put into use certain physical, electronic, administrative and security procedures. We safeguard personal data according to established security standards and procedures and continuously evaluate new technology to protect that information.

However, you acknowledge that the existing technical means that provide security are not impregnable and that even when all reasonable security precautions are adopted it is possible to suffer manipulation, destruction and / or loss of information. Finally, if you believe that your interaction with us is no longer secure (for example, if you believe that the security of an account you have with us has been put at risk), notify us immediately of the problem using the communication channels in the section «Need help?».

LINKS TO OTHER WEB SITES

Our Platform may contain links to other websites for convenience and user information. These websites may be operated by companies that are not linked to us. Usually, linked websites have their own privacy policies or notices, which we recommend that the user read carefully if they visit any such linked websites. We do not assume any responsibility for the content of websites other than ours, nor for the use made of such websites, nor for their privacy practices.

UPDATES TO THIS PRIVACY POLICY

These privacy policies may be subject to periodic updating and without prior notice to reflect the changes introduced in our personal data practices. In the case of substantial changes, we will notify you by a visible notice on our Platform or by sending an email to the address declared at the time of creating your user account, indicating at the bottom of the privacy policies the date of Your last update. Any modification of these privacy policies will take effect from the moment of its publication on the Platform. Your interaction with us after the introduction of these modifications will mean that you have accepted those modifications.

CONTACT INFORMATION

Users can contact us to update their data or exercise their rights in accordance with these privacy policies by sending an email to [email protected]

This Privacy Policy was last updated on November 16, 2020.

TÉRMINOS DE SERVICIO

Actualizados por último vez el 10/03/2021

FCM PAYMENT SOLUTIONS SAS, (en adelante, la “compañía”), es una sociedad por acciones simplificada constituida de conformidad a las leyes de la República Argentina. La compañía provee los servicios, ya sea bajo la marca FCM PS o con un nombre diferente, que se encuentran disponibles en los sitios web y/o aplicaciones o funcionalidades ofrecidas por terceras partes en sus propios sitios y/o aplicaciones para acceder a aquellos (en adelante, la “plataforma”).

I.- ACERCA DE LOS TÉRMINOS

1.1. Contenido

Los presentes términos de servicios, todos sus anexos, documentos, materiales e información incorporada a estos como referencia (en adelante, los “términos”), constituyen un contrato entre la compañía y cualquier persona que acceda y/o utilice la plataforma y/o cualquiera de los servicios ofrecidos por la compañía por medio de esta (en adelante, el “usuario”). Estos términos describen los derechos y obligaciones de la compañía y del usuario y establecen las condiciones de uso de la plataforma y de los servicios.

1.2. Aceptación de los términos

Al acceder a la plataforma y/o utilizar los servicios, el usuario reconoce haber leído, entendido y aceptado estos términos, asume todas las obligaciones sujetándose a todas las disposiciones aquí establecidas y se compromete a utilizar la plataforma de conformidad a las condiciones de uso aquí dispuestas.

En caso de que el usuario no acepte obligarse por estos términos, deberá abstenerse de accede a la plataforma y de utilizar los servicios ofrecidos por la compañía.

1.3. Modificación de los términos

La compañía podrá modificar los términos en cualquier momento, a su exclusiva discreción sin que fuera necesario remitir ningún tipo de notificación al respecto al usuario. Si el usuario continúa accediendo y utilizando la plataforma y los servicios luego de que los términos fueran modificados, se considerará que ha aceptado implícitamente estas modificaciones. Asimismo, la compañía podrá en cualquier momento modificar o discontinuar todos o parte de los servicios que brinda a través de la plataforma, a su exclusiva discreción.

II.- EL USUARIO

2.1. Requisitos para la utilización de la plataforma y los servicios

El usuario podrá utilizar los servicios únicamente si es una persona humana, posee al menos 18 años de edad, posee Documento Nacional de Identidad expedido por la

República Argentina, cuenta con una Clave Única de Identificación Laboral o una Clave Única de Identificación Tributaria, posee residencia permanente en la República Argentina, no se encuentra impedido de utilizar los servicios por la legislación aplicable y no es una persona vinculada a los Estados Unidos de América.

Se entenderá por persona vinculada a los Estados Unidos de América a: (a) un ciudadano de los Estados Unidos; (b) un residente de los Estados Unidos; es decir, (i) un titular de “tarjeta verde”, o (ii) una persona físicamente presente en los Estados Unidos por 31 días en el año calendario actual y 183 días durante el período de tres (3) años que incluye el año actual y los dos (2) años inmediatamente antes de este, contando: (I) todos los días presentes en los Estados Unidos en el año en curso, (II) 1/3 de los días presentes en los Estados Unidos, en el primer año antes del año en curso, y (III) 1/6 de los días presentes en los Estados Unidos, en el segundo año antes del año en curso; o (iii) una persona que pudiera ser considerada residente a los fines impositivos en los Estados Unidos; o (iv) una persona con una dirección postal de Estados Unidos o un número de teléfono de Estados Unidos; (c) una sociedad, asociación o entidad corporativa organizada o existente según las leyes de cualquier territorio estatal o posesión de los Estados Unidos; (d) un patrimonio o fideicomiso de los cuales cualquier ejecutor, administrador o fideicomisario sea una persona de los Estados Unidos; (e) una agencia o sucursal de una entidad extranjera ubicada en los Estados Unidos; (f) una cuenta discrecional o no discrecional mantenida por un fiduciario para el beneficio o cuenta de una persona de los Estados Unidos; (g) una asociación, sociedad, corporación o entidad que no pertenece a los Estados Unidos peor es propiedad o está controlada por una persona de los Estados Unidos; o (h) una sociedad, corporación o entidad con una dirección postal de Estados Unidos, o un número de teléfono de Estados Unidos.

Quedan expresamente excluidos de la utilización de los servicios aquellos extranjeros que cuenten con certificado de residencia precaria.

Al acceder a la plataforma y utilizar los servicios, el usuario declara y garantiza que cumple con los requisitos mencionados en este apartado.

2.2. Incumplimiento de los requisitos

La compañía tendrá el derecho de cancelar, suspender o restringir el acceso a la plataforma o a los servicios, así como a tomar cualquier otra acción que considere adecuada, en el caso de que se advierta que el usuario no cumpla con los requisitos mencionados en el apartado anterior o que dejara de cumplirlos. Bajo ninguna circunstancia, la compañía será responsable por los daños y perjuicios de cualquier índole que el usuario o cualquier tercero relacionado de alguna manera con este pudieran sufrir como consecuencia de la cancelación, suspensión o restricción del acceso a la plataforma o a los servicios como consecuencia de la falta de cumplimiento con los requisitos enunciados en el apartado anterior.

2.3. Dispositivos electrónicos y participación de terceros

Los servicios son prestados por la compañía a través de Internet por medio de la plataforma a la cual el usuario deberá acceder mediante el uso de dispositivos electrónicos de su

titularidad e implican la participación de terceros prestadores de servicios complementarios como, por ejemplo, proveedores de servicios de procesamiento automatizado de datos, de procesamiento de pagos y de verificación de identidad .

2.4. Validación de la identidad

La utilización de los servicios provistos por la compañía a través de la plataforma podrá encontrarse sujeta a un proceso de validación de la identidad del usuario por parte de la compañía (o a través de terceros prestadores de aquellos servicios). La compañía se reserva el derecho de no prestar servicios al usuario o inhabilitar el acceso a la plataforma o a los servicios en caso de considerarlo conveniente y/o necesario para el cumplimiento de las leyes y de las regulaciones aplicables, o cuando resulte razonable, a su exclusivo criterio y sin aviso previo.

Es posible que la compañía le solicite al usuario que envíe información adicional a la indicada en la plataforma, que proporcione registros físicos y todo tipo de documentación e incluso que mantenga reuniones personales con sus representantes. El costo de este proceso de validación avanzada será impuesto a cargo del usuario.

La negativa de parte del usuario a proveer la información adicional solicitada o a concurrir a las reuniones y responder las consultas formuladas por los representantes de la compañía otorgará a esta la facultad de suspender, restringir o cancelar el acceso del usuario a la plataforma y los servicios.

2.5. Responsabilidad por el acceso y utilización de la plataforma

El usuario es el único responsable por todas las actividades que lleve a cabo a través del acceso a la plataforma y la utilización de los servicios, aunque no se encuentre en conocimiento de estas, y acepta mantener indemne a la compañía por cualquier daño y/o reclamo derivado del uso de esta.

2.6. Cesión de la posición contractual

El usuario no podrá ceder, transferir, delegar a un tercero, gravar, ni disponer en forma alguna de los derechos y obligaciones vinculados o derivados de la utilización de la plataforma, los servicios o estos términos ni su posición contractual. Por su parte, la compañía podrá ceder, transferir, delegar o disponer de los derechos y obligaciones derivados de los presentes términos o de su posición contractual, en cualquier forma.

Asimismo, se encuentra prohibido al usuario revender a terceros los servicios de la compañía.

2.7. Utilización de la plataforma y los servicios por cuenta propia

El usuario solamente podrá acceder a la plataforma y utilizar los servicios de la compañía por su propia cuenta y en su propio nombre. Se encuentra prohibido el acceso a la plataforma y la utilización de los servicios en representación y/o por cuenta de terceros.

III.- SERVICIO DE GESTIÓN DE PAGOS

3.1. Mandato irrevocable

A través de la utilización de la plataforma, el usuario celebrará con la compañía un contrato de mandato mediante el cual la compañía brindará al usuario el servicio de gestión o procesamiento de pagos de acuerdo a las instrucciones impartidas por aquel por medio de la plataforma. Este mandato otorgado por el usuario a la compañía es de carácter irrevocable y la faculta a disponer de cierta suma de dinero transferida por el usuario a la cuenta bancaria recaudadora de la compañía -cuya información le fue suministrada en la plataforma- y a transferir dichos fondos a cierto destinatario de conformidad a sus instrucciones impartidas por medio de la plataforma.

3.2. Instrucciones del usuario

Las instrucciones que el usuario imparta a la compañía únicamente tendrán validez en aquellos casos en los que se utilicen los medios específicamente previstos en la plataforma al tal efecto. No tendrán validez alguna las instrucciones formuladas por el usuario a la compañía a través de cualquier otro medio distinto de los que la compañía disponga específicamente en la plataforma.

Toda instrucción que se imparta por el usuario a la compañía por medio de la utilización de la plataforma se considerará válida, legítima y auténtica, sin necesidad de que esta realice ningún otro tipo de confirmación.

La compañía declara que aplicará sus mejores esfuerzos y las mejores prácticas exigidas por la industria a fin de garantizar la seguridad informática de los sistemas y registros empleados para la prestación de los servicios.

3.3. Irrevocabilidad de las instrucciones

Una vez efectuadas, todas las órdenes e instrucciones impartidas por el usuario a la compañía por medio de la plataforma serán irrevocables y no podrá modificarlas, cancelarlas o anularlas en ningún momento.

La compañía podrá, a su exclusivo y absoluto criterio, de manera unilateral y en cualquier circunstancia, revertir, cancelar, modificar y/o ignorar cualquier orden o instrucción impartida por el usuario por medio de la plataforma. Esto podrá ocurrir, sin exclusión de otros motivos no enunciados, cuando: a) la compañía se encuentra obligada a ello por alguna normativa, precepto legal o por orden de una autoridad administrativa o judicial, b) existan errores o fallas técnicas o tecnológicas, c) la compañía detecte que se trata de órdenes evidentemente erróneas, ya sea por su cantidad, monto o cualquier otro factor, d) la compañía detecte un uso abusivo de la plataforma o incumplimiento de estos términos, o e) la compañía advierta el involucramiento del usuario en la comisión de delitos o que este se encuentre vinculado a realización de cualquier tipo de actividad ilegal.

La compañía no será responsable por el cumplimiento de las instrucciones remitidas por el usuario por medio de la plataforma que fueran consideradas equivocadas, erróneas o incompletas por parte de aquel.

3.4. Prueba de las instrucciones

El usuario acepta que todas las órdenes impartidas a la compañía a través de los medios especialmente habilitados a este efecto en la plataforma, serán tenidas como prueba de su voluntad de la realización de aquellas.

Todas las operaciones efectuadas por el usuario en la plataforma se registrarán en la fecha y horario en que efectivamente se cursen. En ciertos casos, la fecha u horario de registro de la operación podrá ser posterior al momento en que se haya solicitado su ejecución, dependiendo del tipo de operación.

Asimismo, el registro de la fecha y horario de las operaciones de provisión de fondos a la compañía por parte del usuario podrá encontrarse sujetas a condiciones adicionales por parte de cada tercero prestador de servicios (como por ejemplo entidades bancarias y otros prestadores de servicios de transferencias de dinero y/o pago).

3.5. Aceptación de las instrucciones

Las instrucciones impartidas por el usuario a la compañía por medio de la utilización de la plataforma no se considerarán perfeccionadas ni generarán ningún tipo de responsabilidad u obligación a cargo de esta última hasta tanto la compañía no las acepte y no se hubieran recibido y se encuentren disponibles la totalidad de las sumas de dinero necesarias para dar cumplimiento con aquellas. La ejecución por parte de la compañía de las instrucciones impartidas por el usuario implicará su aceptación.

3.6. Provisión de fondos para el cumplimiento del mandato

Los únicos métodos autorizados y válidos para que el usuario provea de fondos a la compañía para la ejecución de las instrucciones de pago a terceros impartidas son los habilitados a tal efecto en la plataforma.

La compañía no aceptará ni considerará afectado al cumplimiento del mandato los depósitos o transferencias de suma alguna de dinero realizada por el usuario a otra cuenta bancaria que pudiera ser titularidad de la compañía. Tampoco la compañía aceptará ni considerará afectado al cumplimiento del mandato los depósitos o transferencias bancarias a las cuentas bancarias recaudadoras de la compañía pero que no hubieran sido realizadas en el marco del procedimiento establecido en la plataforma.

En ambos casos, la compañía procederá a restituir los fondos al usuario, a su exclusivo cargo, y en ningún supuesto se entenderá que el depósito o la transferencia de fondos constituye orden o mandato alguno para realizar actos de ninguna naturaleza.

3.7. Acreditación de los fondos

Desde que la compañía reciba la instrucción de pago impartida por el usuario por medio de la plataforma, este deberá en el plazo máximo de veinticuatro horas, transferir a la cuenta bancaria recaudadora de la compañía informada en la plataforma la suma de dinero suficiente para poder dar cumplimiento con la gestión de pagos encomendada y las comisiones aplicables. En el caso de que el usuario no transfiera la suma de dinero suficiente para que la compañía de cumplimiento con la gestión de pagos encomendada, la compañía no aceptará la instrucción y procederá a la devolución de los fondos al usuario a su exclusivo costo.

El usuario comprende y acepta que la acreditación en la cuenta bancaria recaudadora de la transferencia de las sumas de dinero para el cumplimiento de su instrucción de gestión de pagos puede demorar o presentar retrasos por motivos que atañen a las entidades bancarias involucradas. El usuario exime de toda responsabilidad a la compañía en relación a dichas demoras o retrasos.

3.8. Cumplimiento de las instrucciones

El usuario reconoce y acepta que la compañía no será responsable ni garantizará en forma o medida alguna el cumplimiento de las obligaciones que pudieran haber asumido el tercero respecto al cual le instruyera a la compañía que realice la gestión de pagos. La compañía resulta completamente ajena a la relación jurídica que pudiera existir entre el usuario y el tercero al cual instruyó la realización de la gestión de pagos. La compañía no es responsable ni realizará ningún tipo de verificación relativa a la existencia, objeto, causa, precio, importe o cualquier otra circunstancia vinculada al acto jurídico, operación o negocio que pudiera haber motivado la instrucción de pago impartida por el usuario. La compañía no es responsable ni verificará en forma alguna la existencia, entidad, calidad, extensión, cantidad, condición, estado, integridad o legitimidad de los bienes y/o servicios que pudieran haber sido ofrecidos, vendidos o comercializados de cualquier manera por el tercero respecto al cual el usuario le remitió la instrucción de pago.

La compañía no ofrece ningún tipo de garantía ni se responsabiliza por la información y/o las ofertas publicadas o publicitadas de cualquier forma y por cualquier medio por los terceros respecto a los cuales el usuario le instruya la gestión de pagos. En consecuencia, la compañía no garantiza ni se responsabiliza porque la referida información o publicidad sea exacta o veraz, como así tampoco que se encuentre libre de errores, omisiones, falsedades o imprecisiones técnicas o de cualquier otra naturaleza.

El usuario comprende y acepta que los servicios, así como cualquier otra información que obtenga de la compañía, no se encuentran dirigidos, diseñados o en modo alguno orientados a proveer ningún tipo de asesoramiento financiero o consejos de inversión o compra de tipo alguno. El usuario comprende y acepta que es el único responsable por la utilización de la plataforma y los servicios.

3.9. Límites

La compañía podrá establecer límites en relación a las sumas de dinero mínimas y/o máximas respecto a las cuales el usuario podrá impartir las instrucciones de gestión de pagos, así como también límites respecto a la cantidad de instrucciones máximas que el

usuario podrá impartir a la compañía en un determinado período de tiempo. Los referidos límites se encuentran detallados en este enlace: ​Límites​.

La compañía puede disponer variaciones en los límites detallados en el párrafo anterior a su absoluta discreción.

Si el usuario desea aumentar alguno de los límites que se le aplican, podrá enviar una solicitud al respecto al servicio de soporte al usuario de la compañía. La compañía podrá, a su exclusiva y absoluta discreción, aumentar, reducir o mantener el límite vigente, en cada caso, sujeto al pedido de información y documentación pertinente y a cualquier otra condición que fuera necesaria.

3.10. Naturaleza del servicio

El usuario comprende y acepta que los servicios de gestión de pagos que brinda la compañía por medio de la plataforma no constituye ningún tipo de actividad cambiaria, bancaria, financiera o de inversión.

IV.- COMISIONES

Por la utilización de los servicios, el usuario acuerda pagar a la compañía las comisiones determinadas en la tabla de comisiones que se encuentra en este enlace: ​Comisiones​, cuyos valores y condiciones podrán ser modificados o actualizados en cualquier momento a sola discreción de la compañía.

Las comisiones serán percibidas por la compañía automáticamente por medio del descuento de la suma correspondiente de cada instrucción de gestión de pagos ejecutada.

La factura electrónica por los servicios prestados por la compañía le será enviada al usuario a la dirección de correo electrónico registrada por este en la plataforma.

V.- TERMINACIÓN

Los servicios prestados por la compañía por medio de la plataforma tienen una duración indeterminada. Sin embargo, el usuario acepta que la compañía puede terminar, suspender o interrumpir la prestación de los servicios en forma unilateral, discrecional y sin expresión de ninguna causa.

En caso de que el usuario incurra en cualquier tipo de incumplimiento respecto a las condiciones de uso y obligaciones que surgen de estos términos, la compañía podrá dar por terminada la prestación de los servicios.

VI.- CASO FORTUITO

La compañía no será responsable por cualquier incumplimiento, pérdida, retraso, suspensión, falla o imposibilidad en la prestación de los servicios y/o en el cumplimiento de estos términos con motivo cualquier evento que pudiera ser considerado como producto de caso fortuito, fuerza mayor o el hecho de un tercero por quien no debe responder. Deberá

entenderse que se trata de casos de caso fortuito, fuerza mayor o hechos de un tercero, sin limitación ni exclusión de otros, a los siguientes: restricciones o regulaciones gubernamentales, embargos, ataques informáticos o cibernéticos de cualquier tipo, robos, hurtos, cualquier tipo de defraudación, actos de terrorismo, guerras, disturbios, huelgas, disputas laborales o industriales de cualquier tipo, incendios, explosiones, terremotos, inundaciones, accidentes, actos de sabotaje, perturbaciones ambientales, condiciones climáticas inusualmente severas, falla de telecomunicaciones, falla de energía, interrupciones de la conexión a Internet, incumplimientos en los proveedores de servicios vinculados, o cualquier otra causa que no hubiera podido ser prevista o que, habiéndolo sido, no pudiera podido ser evitada.

Asimismo, no serán imputables a la compañía y el usuario la exime de toda responsabilidad respecto a cualquier tipo de situaciones de hecho o de derecho que pudieran afectar a las entidades bancarias donde se encuentran abiertas las cuentas bancarias recaudadoras donde se transfirieron los fondos para el cumplimiento de las instrucciones de gestión de pagos impartidas a la compañía y que implicaran la imposibilidad temporal o permanente para disponer, utilizar, extraer, girar u operar, ya sea de forma parcial o total, con estos. En ninguno de estos casos la compañía será responsable por dichas contingencias y el usuario no podrá exigirle, requerirle o demandarle de forma alguna el reintegro del dinero, intereses, lucro cesante, pérdida de chance y/o cualquier otro daño y perjuicio que pudiera haber sufrido como consecuencia de aquellas o de cualquier instrucción que no hubiera sido ejecutada.

VII.- LIMITACIÓN DE GARANTÍA

Los servicios prestados por la compañía por medio de la plataforma no cuentan con ningún tipo de garantía de comercialización ni de idoneidad para el cumplimiento de algún propósito en particular. La compañía no garantiza al usuario que los servicios sean prestados o se encuentren disponibles de forma permanente e ininterrumpida, segura o sin errores. La compañía no ofrece ningún tipo de garantía respecto a la calidad, precisión, puntualidad, veracidad, integridad o confiabilidad de los servicios prestados o de la información obrante en la plataforma.

VIII.- INDEMNIDAD

El usuario mantendrá indemne a la compañía, sus accionistas, empleados, agentes, directivos, titulares y a cualquiera de sus miembros respecto de cualquier reclamo o procedimiento administrativo, extrajudicial o judicial de cualquier índole y será responsable por los daños, pérdidas, costos y gastos, los cuales, entre otros, incluyen los honorarios de abogados, peritos y tasas judiciales, que se encuentren relacionados de cualquier forma con su acceso a la plataforma, la utilización de los servicios, la actividad desarrollada por el usuario respecto a la compañía y/o la violación de cualquiera de las disposiciones contenidas en estos términos.

IX.- SITIOS WEB O RECURSOS DE TERCEROS

El usuario comprende y acepta que la plataforma podrá contener enlaces a sitios web o recursos de terceros, que son proporcionados únicamente para su comodidad o

conveniencia. En consecuencia, la compañía no es responsable en forma alguna del contenido, los servicios, los productos, las ofertas y/o cualquier otro tipo de información que pudieran contener dichos sitios web o recursos de terceros.

X.- PROPIEDAD INTELECTUAL

La compañía y/o sus sociedades controlantes, controladas, filiales o subsidiarias, es la propietaria de todos los derechos intelectuales, de autoría e industriales respecto a la plataforma, el dominio, el software, el hardware, los logos, los logotipos, los emblemas, los diseños, la información y los contenidos. El usuario no posee ningún derecho respecto a aquellos.

XI.- POLÍTICA DE PRIVACIDAD

Al acceder a la plataforma y/o utilizar los servicios que la compañía presta por medio de aquella, el usuario acepta haber leído y encontrarse sujeto a las políticas de privacidad que se encuentran ​aquí​.

XII.- INFORMACIÓN DE CONTACTO Y SOPORTE

En caso de querer realizar alguna pregunta o evacuar una consulta, el usuario podrá comunicarse con la compañía escribiendo un correo electrónico a [email protected]

XIII.- DOMICILIOS Y NOTIFICACIONES

La compañía constituye su domicilio a los efectos del presente contrato en la calle Libertad N° 1170, piso 2°, departamento “E” de la Ciudad Autónoma de Buenos Aires, República Argentina.

El usuario constituye su domicilio a los efectos del presente contrato en el que registró en el procedimiento de validación de su identidad establecido en la plataforma.

La compañía y el usuario aceptan que serán válidas todas las notificaciones cursadas a dichos domicilios.

XIV.- LEY APLICABLE
Estos términos se rigen exclusivamente por las leyes vigentes en la República Argentina. XV.- JURISDICCIÓN

Cualquier controversia o procedimiento administrativo, extrajudicial o judicial derivado de estos términos, la plataforma y los servicios prestados por la compañía deberá someterse exclusivamente a la jurisdicción de los juzgados nacionales con competencia en materia comercial con sede en la ciudad de Buenos Aires.

POLÍTICAS DE PRIVACIDAD

En las presente políticas de privacidad describimos los tipos de datos personales que FCM PAYMENT SOLUTIONS SAS (en adelante, la “Compañía”) recolecta a través de su propio sitio web y en los sitios web y/o aplicaciones o funcionalidades ofrecidas por terceras partes en sus propios sitios y/o aplicaciones para acceder a sus servicios (en adelante, la “Plataforma”), cómo usamos los datos de los usuarios, a quién se los comunicamos y los derechos y opciones que ponemos a disposición de los usuarios de nuestra Plataforma en lo que respecta al uso que hacemos de sus datos personales y al ejercicio de los derechos de los titulares de los datos. También describimos las medidas implementadas para proteger la seguridad de los datos personales recabados y la forma en que los usuarios pueden contactarse con nosotros para informarse sobre nuestras prácticas en materia de privacidad.

El usuario de la Plataforma consiente expresa, informada, voluntaria e inequívocamente a la inclusión de los datos personales facilitados a la Compañía en sus bases de datos, así como al tratamiento de sus datos personales por medios automatizados y no automatizados para los fines descritos en los siguientes apartados de este documento y con sujeción a los términos y condiciones aquí establecidos.

Asimismo, al utilizar nuestra Plataforma usted acepta y presta su consentimiento libre, expreso e informado con los términos de la presente Política de Privacidad. En consecuencia, usted debe leer atentamente estas políticas de privacidad con atención.

Al acceder, conectarse o utilizar de cualquier otra forma la Plataforma, usted confirma que ha leído, entendido y aceptado las presentes disposiciones referentes a las políticas de privacidad de la Compañía. En caso de que usted no esté de acuerdo con estas políticas de privacidad, absténgase de acceder a la Plataforma y de utilizarla en forma alguna.

DATOS RECOLECTADOS

A través de la Plataforma recabamos determinados datos, los cuales pueden ser inclusivo de carácter personal. La información de carácter personal es información que puede identificarlo a usted, como su nombre, domicilio, número de cuenta bancaria, datos biométricos, número telefónico, su fotografía, la fotografía de su Documento Nacional de Identidad y dirección de correo electrónico. Recopilamos sus datos personales cuando usted nos brinda esa información directamente a nosotros, incluso cuando se registra o cuando interactúa con nosotros a través de nuestra Plataforma. Usted es responsable de la exactitud de la información personal que usted proporciona a la Compañía y será responsable de las consecuencias de proporcionar información falsa o inexacta

Entre los tipos de datos de carácter personal que recolectamos se encuentran los siguientes:

– Datos de contacto (tales como nombre, domicilio actual, dirección postal, dirección de correo electrónico y número de teléfono);

– Datos demográficos, incluida fecha de nacimiento y género;

– Fotografías de su rostro;

– Datos de cuentas bancarias;

– Información que el usuario facilita en relación con sus consultas o comentarios.

TRATAMIENTO DE LOS DATOS PERSONALES

Los datos que recolectamos pueden ser utilizados para los siguientes fines:

– Comunicarnos con usted;

– Enviarle materiales promocionales y otras comunicaciones;

– Responder a sus consultas;

– Personalizar las preferencias y visitas a nuestra Plataforma y ofrecer contenidos adaptados a sus intereses y a la forma en que navega e interactúa con nuestra Plataforma;

– Operar, evaluar y mejorar nuestros productos y servicios; y

– Cumplir y hacer cumplir los requisitos legales aplicables, las normas correspondientes del sector, las obligaciones contractuales y nuestras políticas.

Para el caso de que vayamos a usar sus datos personales de forma distinta a la descrita anteriormente se lo comunicaremos de forma específica oportunamente.

A través de nuestra Plataforma, podemos además usar servicios analíticos de terceros. Los proveedores de servicios de análisis de webs que administran dichos servicios utilizan tecnologías tales como cookies, registros de servidores de red y web beacons que nos ayudan a analizar el uso que los usuarios hacen de nuestra Plataforma. La información recogida por estos medios (incluida la dirección IP) puede ponerse en conocimiento de los proveedores de tales servicios analíticos así como de otros terceros que vayan a hacer un uso de la información recabada para, entre otros fines, evaluar el uso de la Plataforma.

INFORMACIÓN QUE COMPARTIMOS

Los datos personales de los usuarios que recabamos a través de la Plataforma podrán revelarse a terceros únicamente de acuerdo con lo descrito en las presentes políticas de privacidad. Los datos personales recolectados a través de la Plataforma podrán ser comunicados a nuestras filiales y entidades asociadas para los fines anteriormente descritos. También comunicaremos dichos datos personales a proveedores de servicios que presten servicios en nuestro nombre de conformidad con nuestras instrucciones y con las finalidades detalladas en estas Políticas de Privacidad. No autorizamos a dichos proveedores de servicios a revelar o divulgar los datos personales de los usuarios salvo para aquellos usos que sean estrictamente necesarios para la prestación de los servicios o para dar cumplimiento a obligaciones legales.

La Compañía comprende la importancia de mantener la confidencialidad de todos los datos que pudieran ser recolectados. En consecuencia, la Compañía se compromete, con el fin de garantizar dicha confidencialidad, a suscribir convenios de confidencialidad con cada una de las partes que lleven a cabo un tratamiento de datos personales. La Compañía y quienes intervengan en cualquier fase del tratamiento de datos personales están obligados al secreto profesional respecto de los mismos.

Además, podremos revelar sus datos personales (i) si estamos obligados a hacerlo por ley o en el marco de un procedimiento legal, (ii) a las fuerzas y cuerpos de seguridad o a otros funcionarios públicos cuando lo soliciten legítimamente, (iii) cuando consideremos que dicha revelación es necesaria o conveniente para evitar daños físicos o pérdidas económicas, (iv) en el marco de una investigación de actividades fraudulentas o ilegales, o que se presuman fraudulentas o ilegales o (v) en caso de venta o transmisión de la totalidad o de una parte de nuestra empresa o de nuestros activos (incluyendo los casos de reestructuración, disolución o liquidación).

TRANSFERENCIA INTERNACIONAL DE DATOS

Sus datos personales recabados a través de la Plataforma pueden ser transferidos para los fines anteriormente descritos a entidades ubicadas en otros países. Dichos países pueden no tener la misma normativa de protección de datos que la que existe en Argentina. Al respecto le informamos que hemos implementado salvaguardas que garantizan un nivel adecuado de protección de los datos personales cuando se transfieren a otras jurisdicciones. Dichas salvaguardas incluyen cláusulas contractuales o compromisos tendientes a imponer el cumplimiento de la Ley 25.326 y su normativa complementaria. A todo evento, al utilizar los servicios de la Plataforma usted consiente la transferencia internacional de sus datos personales conforme lo indicado en este apartado.

LOS DERECHOS DEL USUARIO

Usted podrá solicitar el acceso, actualización, modificación, revisión y eliminación de sus datos personales así como el retiro o bloqueo de su nombre de la base de datos a los que se refiere la presente Política de Privacidad en el momento que desee contactándose a tal efecto con nosotros conforme a lo indicado en la sección titulada “Información de Contacto” del presente documento.

El derecho de acceso a los datos podrá ser ejercido en forma gratuita por el interesado en la medida que la correspondiente información sea solicitada en intervalos no inferiores a seis meses, salvo que se acredite un interés legítimo al efecto, conforme artículo 14, inciso 3 de la Ley 25.326.

La Agencia de Acceso a la Información Pública, Órgano de Control de la Ley 25.326, tiene la atribución de atender las denuncias y reclamos que se interpongan con relación al incumplimiento de las normas sobre protección de datos personales.

Frente a cualquier solicitud, usted deberá proporcionar documentación que permita su identificación para acreditar la identidad y suministrar a la Compañía un medio para poder contactarlo de ser necesario.

SEGURIDAD DE SUS DATOS PERSONALES

Implementamos medidas de seguridad administrativas, técnicas y físicas diseñadas para proteger sus datos personales frente a su destrucción, pérdida, alteración, acceso, comunicación o uso accidental, ilegal o no autorizado.

Así, para prevenir el acceso no autorizado, mantener la precisión de los datos y asegurar el uso correcto de los datos de carácter personal que nos proporciona, la Compañía ha puesto en uso ciertos medios físicos, electrónicos, administrativos y procedimientos de seguridad. Nosotros resguardamos los datos personales de acuerdo a estándares y procedimientos de seguridad establecidos y continuamente evaluamos nueva tecnología para proteger esa información.

Sin embargo, usted reconoce que los medios técnicos existentes que brindan seguridad no son inexpugnables y que aun cuando se adopten todos los recaudos razonables de seguridad es posible sufrir manipulaciones, destrucción y/o pérdida de información. Finalmente, si usted cree que su interacción con nosotros ya no es segura (por ejemplo, si cree que la seguridad de una cuenta que usted tiene con nosotros se ha puesto en riesgo), notifíquenos inmediatamente del problema usando las vías de comunicación de la sección “Necesitás ayuda?”.

ENLACES A OTROS SITIOS WEB

Nuestra Plataforma puede contener enlaces a otros sitios web para conveniencia e información de los usuarios. Esos sitios web pueden estar operados por compañías que no estén vinculadas a nosotros. Habitualmente, los sitios web enlazados tienen sus propias políticas o avisos de privacidad, los cuales recomendamos que el usuario lea atentamente si visitan cualquiera de tales sitios web enlazados. No asumimos ninguna responsabilidad sobre del contenido de los sitios web distintos al nuestro, así como tampoco respecto del uso que se lleve a cabo de tales sitios web, ni de las prácticas de privacidad de los mismos.

ACTUALIZACIONES DE ESTA POLÍTICA DE PRIVACIDAD

Estas políticas de privacidad podrá ser objeto de actualización periódica y sin previo aviso para reflejar los cambios introducidos en nuestras prácticas en materia de datos personales. Cuando se trate de cambios sustanciales, lo notificaremos mediante un aviso visible en nuestra Plataforma o a través del envío de un correo electrónico a la dirección declarada al momento de crear su cuenta de usuario, indicando en la parte inferior de las políticas de privacidad la fecha de su última actualización. Toda modificación de estas políticas de privacidad entrará en vigencia desde el momento de su publicación en la Plataforma. Su interacción con nosotros después de la introducción de estas modificaciones significara que usted ha aceptado dichas modificaciones.

INFORMACIÓN DE CONTACTO

Los usuarios pueden ponerse en contacto con nosotros para actualizar sus datos o ejercer los derechos que les corresponden de conformidad con estas políticas de privacidad enviando un correo electrónico a [email protected] o escribiendo a:

FCM PAYMENT SOLUTIONS SAS

Libertad N° 1170, piso 2°, departamento “E” de la Ciudad Autónoma de Buenos Aires, República Argentina.

Tel.: (011) 5031.5071
Esta Política de Privacidad fue actualizada por última vez el 10 de marzo de 2021.

Terms of Service

Last modified: 10th July, 2020.

This agreement is between you (“User”, “Users” or “you”) and the service operator, Relay Tech Services Ltd, a company registered under the laws of British Virgin Islands, (the “Company”). This agreement governs the use by the Users of the website https://realy.vision and/or the mobile app that the Company make available (the “Platform”). By using any services, features or functions made available from time to time through the Platform (the “Services”), you agree that you have read, understood and accepted all of the terms and conditions contained in these Terms of Service, as well as our Privacy Policy. As this is a legally binding contract, please read carefully through these Terms of Service and the related notices before using any of our Services. By registering, accessing or using the Platform and/or the Services, you have agreed to the terms and conditions as laid out in these Terms of Service. Should you disagree with any condition of these Terms of Service, please refrain from accessing the Platform and/or using the Services, proceed to leave the Platform and stop all usage of the Platform and any of the Services immediately.

For more information on the Company, you can refer to the Contact Us section of the Platform or the Contact Us section of these Terms of Service.

Content

These Terms of Service, all its annexes, documents, material and information incorporated here as reference (the “Terms of Service”), are an agreement between the Company and any person who accesses and/or uses the Platform and/or any of the services offered by the Company through it. These Terms of Service describe the rights and obligations of the Company and the Users, and establish the conditions to use of the Platform and the Services.

Changes to the Terms of Services

The Company reserves the right to modify or change the terms and conditions of these Terms of Service at any time and at its sole discretion. If you do not agree to the updated Terms of Service, you must stop using the Services. The Company will provide appropriate notice of the updated terms – if you do not agree to the updated terms, the Company will provide you with the opportunity to terminate your account and relationship with the Company.

Any and all modifications or changes to the Terms of Service will be effective immediately upon being announced on the Platform or released to users. As such, your continued use of the Services acts as acceptance of the amended Terms of Service.

Eligibility

By accessing the Platform and/or using the Services, you have affirmed that you are an individual of -at least- 18 years old, with full legal capacity to enter into these Terms of Service between you and the Company, and that you are not prevented from using the services by any applicable legislation.

Users can only access the Platform and use the Services on their own behalf and in their own name. Accessing the Platform or using the Services on behalf of third parties, as an agent or a proxy, is forbidden.

If you are registering to use the Services as a legal entity, you warrant that such legal entity is duly incorporated/established and in good standing under the applicable laws of the jurisdiction of its incorporation and that you are its legal representative, duly authorized by it to act on its behalf.

Prohibitions

By accessing and using the Platform and any of its Services, you acknowledge, declare and guarantee that you are not: (i) on any national or international trade or economic sanctions lists, such as the United Nations Security Council Sanctions List and/or its equivalents; (ii) are not a national, resident, or citizen of any country or territory listed in national or international trade or economic sanctions lists; and/or (iii) a person linked to the United States of America.

A person linked to the United States of America shall be understood as: (a) a citizen of the United States of America, (b) a resident of the United States of America, meaning (i) “Green card” titular, or (ii) Someone who is physically present in the United States for 31 days in the current calendar year, and 183 days in three (3) years’ period including the current year, and two (2) years immediately before this, counting: (I) all the days present in the United States in the current year, (II) 1/3 of the days present in the United States, in the first year before the current year, and (III) 1/6 of the days present in the United States, in the second year before the current year; a (iii) a person who could be considered a resident for tax purposes in the United States; or (iv) a person with a United States mailing address or a United States telephone number; (c) a society, partnership or an organized corporate entity or existing, according any State territory or possession of the United States’ laws; (d) an estate or trust which any executor, administrator or trustee is a US person; (e) an agency or a foreign entity’s branch located in the united states; (f) a discretionary or non-discretionary account provided for a fiduciary for the benefit or a United States person’s account; (g) an association, partnership, corporation or entity that does not belong to the United States but is owned or controlled by a United States person; or (h) a company, corporation or entity with a United States postal address, or a United States telephone number.

The Platform and the Services are only available to citizens and/or residents of selected countries (said countries will be announced on the Platform). The Company reserves the right to select new markets and jurisdictions to operate at its sole criteria and without need of prior notice of such decision.

Users further represent and warrant that they have not been previously suspended from using the Platform or the Services and have full legal capacity to enter into the Terms of Service and that, by doing so, will not violate any agreement to which they could be a party, that they are not subject to any freezing order or other interdiction or restriction of any kind under applicable law entering into transactions or owning and disposing of assets. Users will not use the Platform or the Services in breach of any applicable laws in their country of residence or incorporation.

Identity validation

The use of the Services is subjected to a process of validation of the identity of the Users performed by the Company (or by a third party provider of those services). The Company reserves the right to not provide Services to the User or to disable access to the Platform or the Services if deemed expedient and/or necessary pursuant to applicable laws and regulations, or when it is reasonable, to its exclusive criteria and without prior notice. It is possible that the Company may ask the User to send additional information to that indicated on the Platform, to provide other records and all types of documentation and even to hold personal meetings with their representatives. The cost of this enhanced validation process will be borne by the User.

The refusal of the User to provide the requested additional information or to attend meetings and answer the questions made by the representatives of the Company will grant the Company the right to suspend, restrict or cancel the access of the User to the Platform and the Services without notice.

Account registration

Users must register an account at the Platform to access and use the Services. Users will be required to provide an email address and set up a personal password.

In order to continue with the registration process, Users must first verify the email address that they have submitted upon creating their account. Once the email address is verified, Users will be required to provide additional identification information.

Before opening an account, you will be required to read and accept the Terms of Service.

The Company does not guarantee that any person who completes the registration process will be admitted as a User and undertakes no liability in case the application to become a User is rejected.

Platform’s use and access responsibility.

The Services are provided by the Company exclusively through the Platform, which the User shall access through the use of electronic devices. Only Users who have registered an account and have passed the identity verification and Know Your Client processes of the Company are able to access the Platform and use the Services.

Users are responsible for all the activities carried out in the Platform through the access to their account and the use of the Services and agree to hold the Company harmless for any damages and/or claim derived from it.

Users are responsible for the safekeeping of their account information and password. Users will strictly observe the security, authentication, and any other mechanism or procedures established in the Platform and agree to notify the Company immediately if they are aware of any unauthorized use of their account and/or password by any other person.

Non-compliance with the Terms of Service

The Company will have the right to cancel, suspend or restrict the access to the Platform and/or the Services, and to take any other action it deems appropriate, in the event that the User does not meet the requirements referred in this Terms of Service or stops fulfilling them in the future.

Under no circumstances will the company be responsible for damages of any kind that the User or any third party related in any way to him or her may suffer as a result of the cancellation, suspension or restriction of the access to the Platform or the Service as a consequence of the lack of compliance with these Terms of Service.

About Relay Tech Tokens

The Company issues, sales and repurchases “ARST” and “BRLT” tokens (together, “Relay Tech Tokens”). Relay Tech Tokens are digital tokens that operate on the Stellar blockchain protocol.

Relay Tech Tokens are fully backed by the fiat currency that each of them refers to, as the Company holds in its accounts in financial institutions and regulated payment processors (“Segregated Accounts”) the equivalent amount of fiat currency to the total Relay Tech Tokens issued and still in circulation. Relay Tech Tokens are pegged in a one to one relation with the fiat currency that they refer to. For example: for each ARST issued in circulation, the Company will hold one Argentine peso in its Segregated Accounts.

Relay Tech Tokens are not fiat currency, money, or monetary instruments.

Relay Tech Tokens are issued or repurchased by the Company only in consideration for the fiat currency that they refer to.

Relay Tech Tokens are not securities or financial instruments. The Company will not pay any interest or other income derived from the Relay Tech Tokens to the Users nor to anyone who has a right over the Relay Tech Tokens. The Company may collect and retain for its own account interest on the fiat currency deposits held in the Segregated Accounts.

Description of the Services

Issuance of Relay Tech Tokens

The Services allow Users to request from the Company the issuance and purchase of Relay Tech Tokens through the use of the Platform.

The identification data of the User’s wallet to which the issued Relay Tech Tokens will be transferred, must be provided by the User to the Company through the Platform or will be provided by the third party that links the User with the Platform. The wallet to which the Relay Tech Tokens are transferred must be owned, accessed and used exclusively by the User. Users guarantee that the identification of the wallet provided to the Company is true, accurate and complete and that it corresponds to a compatible wallet for the receipt of the purchased Relay Tech Tokens.

The Company is not responsible for any incorrect identification information of the wallet provided by the users or by third parties. Users acknowledge that the Company does not have any type of control, obligation or liability with respect to the custody of their wallets, private or access codes, or any issues related to the Users’ wallet.

Users acknowledge that transfers of Relay Tech Tokens to their wallets are irreversible by the Company.

Users acknowledge that it may be delays between the time in which a issuance and purchase request is placed at the Platform and the transfer of the Relay Tech Tokens is performed, due to, among other contingencies, processing issues related to the blockchain protocol. The Company will not be liable for such delays or any damage suffered by Users as a consequence thereof.

Acceptance of issuance and purchase requests

Issuance and purchase requests placed by the Users at the Platform will not be considered perfected nor will generate any type of responsibility or obligation in charge of the Company until the Company accepts them and the total amount of fiat currency necessary to comply with them has been received by the Company and is fully available.

The execution of the Relay Tech Tokens issuance and purchase request made by the User, will demonstrate the Company’s acceptance.

The Company reserves the right to reject any issuance of purchase request at its sole discretion.

Provision of funds to Company

The only authorized and valid methods for the Users to provide funds to the Company for the payment of their issuance and purchase requests are those specific authorized methods and third party payment processors enabled at the Platform.

The Company will not accept deposits or transfers of any amount of fiat currency made by the Users by any other method other than those specified on and enabled by the Platform. Neither will the Company accept bank deposits or transfers to other bank or any other types of account of the Company that have not been made within the framework of the procedures established in the Platform. In such cases, the Company will proceed to return the funds to the User, at their sole expense, and in no case shall it be understood that the deposit or transfer of funds constitutes a payment of any nature.

Users should be aware that provision of funds though a third party payment system may not be credited immediately. This process may take more than three business days.

Repurchase of Relay Tech Tokens

The Services allow Users to request from the Company the repurchase of Relay Tech Tokens through the use of the Platform. As discussed further below, such a repurchase request may be accepted or rejected by the Company in its sole discretion, with no obligation on the part of the Company to provide to the User reasons for any rejection.

The Company will provide Users with identification data of a wallet to which the Users must transfer the Relay Tech Tokes that they wish for the Company to repurchase, after placing their repurchase request though the Platform.

Users acknowledge that there may be delays between the time at which a repurchase request is placed at the Platform and the time at which the repurchase of the Relay Tech Tokens is performed, due to, among other contingencies, processing issues related to the blockchain protocol. The Company will not be liable for such delays or any damage suffered by Users as a consequence thereof.

Acceptance of repurchase requests

Repurchase requests placed by the Users at the Platform will not be considered perfected nor will generate any type of responsibility or obligation on the part of the Company until the Company accepts them and the total quantity of Relay Tech Tokens necessary to comply with them has been received by the Company and it is fully available.

The execution of the Relay Tech Tokens repurchase request made by the User, consisting on the transfer of the corresponding fiat currency to User, will demonstrate the Company’s acceptance.

The Company reserves the right to reject any repurchase request at its sole discretion.

Provision of funds to Users

The only authorized and valid methods for the Company to transfer fiat currency to Users as payment for the repurchase of Relay Tech Tokens are those specific authorized methods and third party payment processors enabled at the Platform.

Users shall provide to Company through the Platform the information of their bank account or the equivalent account in one of the authorized payment processors. Such accounts must be owned, accessed and used exclusively by the User.

Users should be aware that transfer of funds though a third party payment may not be credited immediately. This process may take more than three business days.

Relay Tech Tokens will be repurchased only for the same amount and type of fiat currency that they refer to. For example: one ARST will be repurchased for one Argentine peso. Relay Tech Tokens will not be repurchased for any fiat currency different than the one they refer to.

Refusal of issuance or repurchase requests

The Company reserves the right to refuse to issue or repurchase Relay Tech Tokens at its sole discretion and, without limiting the generality of the foregoing, if any act, conduct, transaction, omission, or misrepresentation, or the party requesting the issuance or repurchase, violates, attempts to violate, causes, aids, or abets the violation of any applicable laws, statutes, ordinances, or regulations; is suspected or believed to be blocked property, frozen assets, or economic resources, or the proceeds of any crime, terrorist financing, or corruption related to any person or government official under any applicable laws; or exposes the Company to sanctions, restrictions, or penalties.

Fees.

Except as it may be disclosed in the future in the Platform under the Relay Tech Fee Schedule or as otherwise disclosed to Users prior to the acceptance of a Relay Tech Token issuance or repurchase request, the Company will not charge Users any fees for the Services.

Users are responsible for the payment of any fees or costs associated with the provision of funds to or from the Company that may be charged by the banks, financial institutions or payment processors involved.

Limits

The Company may establish certain minimum and/or maximum amounts of Relay Tech Tokens that can be issued or repurchased per request or for any certain period of time. These limits will be announced on the Platform.

The Company reserves the right to modify these limits at any time at its sole discretion.

Account Termination or Suspension

Users understand that, at any time, the Company will be entitled to restrict, suspend or terminate their account, the Platform and the Services, as well as to terminate or vary the Terms of Service; deny or restrict access to the Platform including its content or tools, delay or remove hosted content, and take technical and legal measures; deny processing any transaction; cancel or reverse any transaction or pending transaction, even if funds have been debited from your payment method.

Stellar blockchain protocol

Relay Tech Tokens operate on the Stellar blockchain protocol. Therefore, the Company does not have any ability or obligation to prevent or mitigate attacks or resolve any other issues that might arise with the Stellar blockchain protocol. Any such attacks or delays on the Stellar blockchain might materially delay or prevent Users form using the Services, and the Company shall bear no responsibility for any losses that result from such issues.

The Company reserves the right to migrate Relay Tech Tokens to another blockchain or protocol in the future should the Company determine, in its absolute discretion, that doing so is necessary or desirable. Upon the Company’s request, Users agree to take any and all actions the Company may deem necessary to effectuate the migration of their Relay Tech Tokens to another blockchain or protocol identified by the Company. If Users fail to effectuate such migration, the Relay Tech Tokens may not be compatible with their account going forward.

The Company will not be responsible or liable for any damages, losses, costs, fines, penalties or expenses of whatever nature, whether or not reasonably foreseeable by the parties, which Users may suffer, sustain or incur, arising out of or relating to your failure to effectuate such migration of their Relay Tech Tokens to another blockchain or protocol identified by the Company.

Disclaimers

Users understand and accept that the Services, as well as any other information obtained from the Company, are not directed, designed or in any way oriented to provide any type of financial advice or investment or purchase advice of any kind.

The Company does not provide financial advice, investment advice, recommendation, or guidance, whether in connection with the Services or otherwise. No communication between the Company and the Users should be considered any form of investment advice. Any decision to request the issuance or repurchase of Relay Tech Tokens is an exclusive decision of the Users, at their own risk, and the Company will not be liable for any loss suffered.

Third party participation

The rendering of the Services involves the participation of the Company as well as other third party providers of complementary services such as, for example, identity verification, automated data processing, blockchain monitoring and payment processing.

Third Party Websites

The Website and/or Services may contain links to third-party websites, advertisers, services, special offers, or other events or activities that are not owned or controlled by us (collectively and individually, “Third Party Websites“).

These Third Party Websites may have their own terms and conditions of use and privacy policies and your use of these Third Party Websites will be governed by and subject to such terms and conditions and privacy policies. You must ensure that you have read, understood and agreed to all of the terms and conditions, policies and guidelines of the Third Party Websites

Users understand and agree that the Company does not endorse and is not responsible or liable for the behavior, features, opinions, advice, statements, prices, advertisement, or any other content of any of the Third Party Websites or for any transaction you may enter into with the provider of any such Third Party Websites.

Compliance with local Laws, AML and CTF rules.

The Services are subject to the laws, regulations, and rules of any applicable governmental or regulatory authority, including, without limitation, all applicable tax, anti-money laundering (“AML”) and counter-terrorist financing (“CTF”) provisions. User are also responsible for their compliance with their local laws in relation to the legal usage of the Services in their local jurisdiction.

Users acknowledge and declare that the source of their funds come from a legitimate manner and are not derived from illegal activities. The Company reserves the right to request proof of the source of wealth or source of funds from any of its registered Users, both personal and institutional.

The Company maintains a stance of cooperation with law enforcement authorities globally and will not hesitate to seize, freeze, terminate the account and funds of Users which are flagged out or investigated by legal mandate.

The company reserves the right not to issue, repurchase, sell or otherwise deal with any Relay Tech Token to a User that does not comply with any applicable laws or regulations, in particular (but without limitation) those related to AML and CTF.

Tax obligations

Users are responsible to factor, to the extent of their local law regarding all aspects of taxation, the withholding, collection, reporting and remittance of any amounts attributable to tax to their competent tax authorities.

Users are exclusively responsible and liable for any and all tax obligations (either national, provincial or municipal) which may apply to the use of the Services in their local jurisdiction, including, without limitation, any withholding, collection, reporting and remittance to the appropriate tax authorities. The Company shall not be liable for any breach or non-compliance by Users on their tax obligations.

The Company reserves the right to deduct any taxes, banking or payment processing costs and/or any other commissions which may apply to any transaction, from the funds received by Users or sent to Users

Risk Factors

You should carefully consider and evaluate each of the following risk factors and all other information contained in these Terms of Service before using any of the Services.

An inherent risk exists that losses will occur as a result of buying, selling or trading anything on a market. You may increase or lose value in your assets at any time due to price volatility, especially in the crypto-currency market, and the potential loss in trading or holding Digital Currencies can be substantial.

We do not guarantee that any Relay Tech Token will currently or in the future maintain a certain value or market liquidity, and you understand that the current market value or price of Relay Tech Tokens can drop as low as zero at any point. You acknowledge that we also do not guarantee that you will be able to sell or purchase Relay Tech Tokens to or from any third party.

Historically, currency, and fiat money in particular, have been backed by banks and government entities, or backed up by commodities, such as silver or gold. However, digital tokens are not regulated by any central bank or other government authority. Instead, digital tokens are backed by technology and trust, and currently, there is no bank or government regulator that can take measures to protect the value of the digital tokens in a crisis, issue more currency, or balance the price fluctuations.

Digital tokens are based on blockchain technologies, a digital, decentralized and partially anonymous system that relies on peer-to-peer networking, which could collapse at any given moment, and cryptography to maintain its integrity. This system has been the subject of scrutiny by various regulatory bodies around the world. Therefore, the functioning of the Platform and the Services could be impacted by one or more regulatory inquiries or actions, including, without limitation, the licensing of or restrictions on the use, sale, or possession of digital tokens like Relay Tech Tokens, which could impede, limit or end the Services or your ability to trade the Relay Tech Tokens at any point. Regulatory changes could have negative and material impact that could result in the Relay Tech Tokens having little or no value whatsoever.

Relay Tech Tokens, when transferred, will be controllable only by the possessor of unique private keys relating to the addresses in which they are held. The theft, loss or destruction of a private key required to access Relay Tech Tokens may be irreversible, and because the Company does not have access to those private keys, such private keys cannot be restored by the Company. Hence, the Company will not be responsible for Users’ loss of access to their personal virtual wallets.

You are aware that additional risks of trading digital tokens may exist that have not been set forth in these Terms of Service, and you understand that it is your responsibility to carefully assess all the risks and determine whether your financial standing and tolerance for risk are suitable for buying, selling or trading digital tokens. It is also your responsibility to seek professional advice prior to using the Services and the Platform, and you understand that the Company does not provide any investment, legal, or tax advice.

You understand and bear the risk that any use of the internet may be subject to a virus attack and/or communication failure. You should use a reputable and available virus screening and prevention software at all times. The Company shall not bear any liability, whatsoever, for any damage or interruptions caused by computer viruses, spyware, Trojan horses, worms or other malware that may affect your systems, computer or other equipment, or any phishing, spoofing or other virus attacks. The Company cautions you to carefully review any electronic messages purporting to originate from the Company, and to beware that electronic devices are vulnerable to phishing and spoofing scams and additional viruses.

No Warranty

USERS EXPRESSLY AGREE THAT THEIR USE OF THE SERVICES AND THE PLATFORM IS AT THEIR OWN RISK.

THE COMPANY SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY REPRESENTATION OR WARRANTY, WHETHER EXPRESS OR IMPLIED (WHETHER BY LAW, STATUTE OR OTHERWISE), INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF QUALITY, SUITABILITY OR ADEQUACY, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND/OR ANY NON-INFRINGEMENT (WHETHER UNDER APPLICABLE LAW OR OTHERWISE) WITH RESPECT TO THE SERVICES.

THE COMPANY DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, THAT YOUR ACCESS TO THE COMPANY SERVICES AND/OR ANY PART OR MATERIALS MADE AVAILABLE THEREIN, WILL BE ACCURATE, FREE OF ERROR, COMPLETE, UNINTERRUPTED, CONTINUOUS, OR THAT ANY DEFECTS WILL BE CORRECTED, AND/OR THE SOFTWARE OR THE SERVER ASSOCIATED WITH THE COMPANY SERVICES ARE FREE OF VIRUSES AND BUGS. IN ADDITION, THE COMPANY ALSO MAKES NO REPRESENTATION CONCERNING THE FULL OR PARTIAL FUNCTIONALITY, ACCURACY, OR RELIABILITY OF ANY RESULTS, INFORMATION OR MATERIALS OBTAINED BY USERS THROUGH THE COMPANY SERVICES. USERS BEAR THE ENTIRE RISK AS TO THE USE, QUALITY, AND PERFORMANCE OF THE COMPANY SERVICES.

IN ADDITION, THE COMPANY MAKES NO WARRANTIES, REPRESENTATIONS OR GUARANTEES REGARDING THE TIME REQUIRED TO COMPLETE PROCESSING ANY TRANSACTIONS INVOLVING THE USE OF YOUR ELECTRONIC DEBIT OR CREDIT CARD OR BANK ACCOUNTS DETAILS, WHICH ARE DEPENDENT UPON MANY FACTORS BEYOND THE COMPANY’S CONTROL.

THE COMPANY MAKES NO WARRANTIES ABOUT THE VALIDITY, AUTHENTICITY, QUALITY, SUITABILITY, OR OTHERWISE, ABOUT ANY DIGITAL CURRENCY USERS RECEIVE THROUGH THE PLATFORM.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL THE COMPANY, ITS AFFILIATES, LICENSORS AND/OR SERVICE PROVIDERS, OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES OR REPRESENTATIVES, BE LIABLE OR ASSUME ANY OBLIGATION WHATSOEVER TO YOU OR ANYONE ON YOUR BEHALF, REGARDLESS OF THE FORM OF ACTION, FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, INTANGIBLE, OR CONSEQUENTIAL DAMAGES OR LOSS OF ANY KIND, INCLUDING WITHOUT LIMITATION, LOSS OF BUSINESS, LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, LOSS OF CONTRACTS OR LOSS OF ANTICIPATED SAVINGS; AND./OR ANY LOSS OR ANY DAMAGE, ARISING FROM YOUR USE OF COMPANY SERVICES – WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, ARISING OUT OF OR RELATING TO YOUR AUTHORIZED OR UNAUTHORIZED USE OF THE COMPANY SERVICES.

THE COMPANY SHALL NOT BE LIABLE FOR ANY ACTS OR OMISSIONS MADE BY YOUR INTERNET SERVICE PROVIDER OR OTHER THIRD PARTY WITH WHOM YOU HAVE CONTRACTED TO GAIN ACCESS TO THE SERVER THAT HOSTS THE SITE.

YOU AGREE THAT YOU ARE FREE TO CHOOSE WHETHER TO USE THE COMPANY SERVICES AND DO SO AT YOUR SOLE OPTION, DISCRETION AND RISK.

YOU CONFIRM THAT THE COMPANY SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY MODIFICATION TO, SUSPENSION OF OR DISCONTINUANCE OF THE COMPANY SERVICES.

YOU CONFIRM THAT IN THE EVENT THAT THE COMPANY SERVICES FAILS TO OPERATE CORRECTLY FOR ANY REASON WHATSOEVER, THE COMPANY WILL NOT BE RESPONSIBLE FOR ANY LOSS WHICH YOU INCUR, INCLUDING ANY LOSS OF PROFITS THAT MAY RESULT.

WITHOUT DEROGATING FROM ANY OTHER PROVISION IN THE TERMS OF SERVICE, IN NO EVENT SHALL OUR LIABILITY TO YOU EXCEED THE AMOUNT OF FIAT CURRENCY EQUIVALENT TO THE AMOUNT OF RELAY TECH TOKENS HELD BY THE USER IN A 1 TO 1 BASIS.

YOU AGREE THAT ANY CLAIM OR CAUSE OF ACTION, REGARDLESS OF THE FORM OF ACTION, WHICH YOU MAY HAVE ARISING OUT OF OR RELATED TO USE OF THE COMPANY SERVICES OR THE TERMS OF SERVICE MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR OTHERWISE BE BARRED FROM RAISING ANY SUCH CLAIM OR CAUSE OF ACTION

THE COMPANY HAS NO OBLIGATION TO MAINTAIN YOUR ACCOUNT USERNAME OR PASSWORD. THE COMPANY SHALL NOT BE LIABLE IF YOU MISPLACE, FORGET OR LOSE YOUR ACCOUNT USERNAME OR PASSWORD BECAUSE OF ANYTHING OTHER THAN THE COMPANY’S NEGLIGENCE.

WE SHALL NOT BE LIABLE TO YOU IN ANYWAY WHATSOEVER FOR THE TRANSFER OF ANY AND ALL DIGITAL CURRENCY IF YOU PROVIDE US WITH ANY INCORRECT AND/OR INCOMPLETE, PUBLIC KEY, AND/OR VIRTUAL WALLET ADDRESS DETAILS. IN ADDITION, WE SHALL NOT BE LIABLE TO YOU IN ANY WAY WHATSOEVER FOR THE TRANSFER OF ANY AND ALL FIAT MONEY IF YOU PROVIDE US AND/OR THE CUSTODIAN, AS APPLICABLE, WITH ANY INCORRECT AND/OR INCOMPLETE PAYMENT DETAILS.

YOU FURTHER AGREE THAT THE COMPANY SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY AMENDMENT OR TERMINATION OF THE COMPANY SERVICES AND/OR TERMS OF SERVICE, OR SUSPENSION OF YOUR ACCESS TO THE COMPANY SERVICES, EXCEPT TO THE EXTENT OTHERWISE EXPRESSLY SET FORTH HEREIN.

Nothing in the Terms of Service will operate so as to exclude any liability of the Company for death or personal injury that is caused by the Company’s gross negligence.

USERS WAIVE ANY RIGHT TO ASSERT ANY CLAIMS AGAINST THE COMPANY AS A REPRESENTATIVE OR MEMBER IN ANY CLASS, COLLECTIVE OR REPRESENTATIVE ACTION, EXCEPT WHERE SUCH WAIVER IS PROHIBITED BY LAW OR DEEMED BY A COURT OF LAW TO BE AGAINST PUBLIC POLICY. TO THE EXTENT USERS ARE PERMITTED BY LAW OR COURT OF LAW TO PROCEED WITH A CLASS, COLLECTIVE OR REPRESENTATIVE ACTION AGAINST THE COMPANY, USERS AGREE THAT: (I) THEY SHALL NOT BE ENTITLED TO RECOVER ATTORNEYS’ FEES OR COSTS ASSOCIATED WITH PURSUING THE CLASS, COLLECTIVE OR REPRESENTATIVE ACTION; AND (II) THE PARTY WHO INITIATES OR PARTICIPATES AS A MEMBER OF THE CLASS WILL NOT SUBMIT A CLAIM OR OTHERWISE PARTICIPATE IN ANY RECOVERY SECURED THROUGH THE CLASS, COLLECTIVE OR REPRESENTATIVE ACTION.

Indemnification

Users agree to hold harmless, defend and indemnify the Company, its affiliates, its parent companies, and subsidiaries, and each of their respective officers, directors, agents, employees, representatives, and permitted assignees against any and all any losses, damages, costs, liabilities and expenses that have been reasonably incurred in connection with any claims or damages arising out of or related to your breach and our enforcement of these Terms of Service. This shall also apply to Users violation of any applicable law, regulation, or rights of any third party during their use of the Services.

Force majeure

The Company will not be responsible for any breach, loss, delay, suspension, failure or impossibility in the provision of the Services an /or in compliance with these Terms of Service on the occasion of any event that could be considered as a product of fortuitous event, force majeure or the fact of a third party for whom you should not respond.

It should be understood as cases of fortuitous event, force majeure or acts of a third party, without limitation or exclusion of others to: government restrictions or regulations, embargoes, informatic or cybernetics attacks of any kind, robbery, theft, any type of fraud, acts of terrorism, wars, riots, strikes, labor or industrial disputes of any kind, fires, explosions, earthquakes, floods, accidents, acts of sabotage, environmental disturbances, unusually severe weather conditions, telecommunications failure, power failure, Internet connection interruptions, breaches in linked service providers, or any other cause that could not have been foreseen or that could not be avoided. Likewise, they will not be attributable to the Company and Users exempt it from any responsibility regarding any type of factual or legal situation that could affect the banking entities where the collection bank accounts are open and where the funds were transferred for compliance with the payment management instructions issued to the Company and that implied the temporary or permanent impossibility to dispose, use, extract, turn or operate, either partially or totally, with these.

Illegality

If the Company determines that any applicable law has made unlawful the provision of the Services, or if any governmental authority of the applicable jurisdiction has asserted that it is unlawful for the Company to provide the Services, or if any governmental authority of the applicable jurisdiction has imposed material restrictions on the authority of the Company to provide the Services, then, the Company at its sole discretion will be able to suspend or terminate the provision of the Services until it determines at it sole discretion that the circumstances that had motivated such determination no longer exist.

Intellectual Property

The Company and/or its controlling companies, affiliated or subsidiary companies, are the owners of all intellectual, authorship and industrial rights with respect to the Platform and Relay Tech Tokens, domain, software, hardware, logos, logos, emblems, designs, information and content. Users do not have any rights regarding those.

The brand names relating to the Platform, the Relay Tech Tokens and any other trademarks, service marks and/or trade names used by the Company either on its own behalf from time to time (the “Trade Marks”) are owned by the Company, its controlling companies, affiliated or subsidiary companies, or its licensors. In addition to the rights in the Trade Marks, the Company and/or its licensors own the rights in all other content of the Website (the “Content”).

By using the Website and/or the Services Users shall not obtain any rights in the Trade Marks or the Content and Users may use the Trade Marks and Content only in accordance with the Terms of Service.

Users may only install and use the software connected to the Website (the “Software“) and all content derived from the Software, including, but not limited to, the copyright and all other intellectual property rights in the Software, in connection with the Services for the User´ personal and non-commercial use and in accordance with the Terms of Service.

The Software’s code, structure and organization are protected by intellectual property rights. You undertake not to: copy, redistribute, publish, reverse engineer, decompile, disassemble, modify, translate or make any attempt to access the source code to create derivative works of the source code, or otherwise; sell, assign, sublicense, transfer, distribute or lease the Software; make the Software available to any third party through a computer network or otherwise; export the Software to any country (whether by physical or electronic means); or use the Software in a manner prohibited by any laws or regulations which apply to the use of the Software

Termination

The Services have an indeterminate duration. Nevertheless, Users agree that the Company may finish, suspend or interrupt the provision of the Services unilaterally, discretionary and without expressing any cause. In the event Users incur in any type of breach regarding the conditions of use and obligations set forth in this Terms of Service, the Company may terminate the provision of Services.

Assignment of contract

For such time as a User holds Relay Tech Tokens, the User shall not have the right to transfer, delegate or assign to a third party, encumber, or dispose in any way of the rights and obligations linked or derived from the use of the Platform, the Services or these Terms of Service or his/her contractual position. The Company will be able to assign, transfer, delegate or dispose of the rights and obligations from these terms or the contractual position, in any form. Likewise, the User is forbidden from reselling the services of the Company to third parties.

Privacy Notice

The Company may announce and amend its Privacy Policy from time to time. The Privacy Policy shall be an integral part of these Terms of Service. Users may find the latest version of the Privacy Policy published on the Platform.

Notifications

The User constitutes his/her address for the purposes of this contract in the one he registered in the validation procedure of his identity established in the platform. The Company and the User accept that all notifications sent to said addresses will be valid.

Contact

If Users wish to ask any question related to the Services or the Platform, may contact the Company by writing an email to [email protected]

No Waiver

No waiver by any party of any breach of these Terms of Service or any delay or omission by any party in enforcing the terms of these Terms of Service shall prejudice their rights or operate as a waiver of any subsequent or continuing breach.

Severability

If any provision of these Terms of Service is or becomes illegal or invalid, that provision will be deemed deleted from these Terms of Service and the remaining provisions shall continue in force.

Governing Law and Jurisdiction

These Terms of Service and any dispute or claim arising out of or in connection with these Terms of Service or the conditions contained herein shall be governed by and construed in accordance with the laws of British Virgin Islands.

PRIVACY POLICY

This Privacy Policy was last updated on July 13, 2020.

This Privacy Policies describe the types of personal data that Relay Tech Services Ltd (hereinafter, the “Company”) collects through the website https://relay.vision and mobile app (hereinafter, the “Platform”), how we use user data, to whom we communicate them and the rights and options that we make available to the users of our Platform regarding the use we make of their personal data and the exercise of the rights of the owners of the data. We also describe the measures implemented to protect the security of personal data collected and how users can contact us to learn about our privacy practices.

The user of the Platform expressly, informed, voluntarily and unequivocally consents to the inclusion of the personal data provided to the Company in its databases, as well as to the processing of their personal data by automated and non-automated means for the purposes described in the following sections of this document and subject to the terms and conditions set forth herein.

By accessing, connecting or using the Platform in any other way, you confirm that you have read, understood and accepted these provisions regarding the Company’s privacy policies. In case you do not agree with these privacy policies, refrain from accessing the Platform and using it in any way.

DATA COLLECTED

Through the Platform we collect certain data, which can be inclusive of a personal nature. Personal information is information that can identify you, such as your name, address, bank account number, biometric data, telephone number, your photograph, the photograph of your National Identity Document and email address. We collect your personal data when you provide that information directly to us, even when you register or when you interact with us through our Platform. You are responsible for the accuracy of the personal information you provide to the Company and will be responsible for the consequences of providing false or inaccurate information.

Among the types of personal data we collect are the following:

– Contact information (such as name, current address, postal address, email address and telephone number);

– Demographic data, including date of birth and gender;

– Photographs of his face;

– Bank account data;

– Information that the user provides in relation to their questions or comments.

TREATMENT OF PERSONAL DATA

The data we collect can be used for the following purposes:

– Communicate with you;

– Send you promotional materials and other communications;

– Answer your questions;

– Customize preferences and visits to our Platform and offer content tailored to your interests and the way you navigate and interact with our Platform;

– Operate, evaluate and improve our products and services; and

– Comply with and enforce the applicable legal requirements, the corresponding industry standards, contractual obligations and our policies.

In the case that we are going to use your personal data differently from the one described above, we will communicate it in a timely manner.

Through our Platform, we can also use third-party analytical services. The web analysis service providers that manage these services use technologies such as cookies, network server logs and web beacons that help us analyze the use that users make of our Platform. The information collected by these means (including the IP address) may be brought to the attention of the providers of such analytical services as well as other third parties that will make use of the information collected to, among other purposes, evaluate the use of the Platform.

INFORMATION WE SHARE

The personal data of the users that we collect through the Platform may be disclosed to third parties only in accordance with what is described in these privacy policies. Personal data collected through the Platform may be communicated to our subsidiaries and associated entities for the purposes described above. We will also communicate such personal data to service providers that provide services on our behalf in accordance with our instructions and for the purposes detailed in these Privacy Policies. We do not authorize such service providers to disclose or disclose the personal data of users except for those uses that are strictly necessary for the provision of the services or to comply with legal obligations.

The Company understands the importance of maintaining the confidentiality of all data that could be collected. Consequently, the Company undertakes, in order to guarantee such confidentiality, to sign confidentiality agreements with each of the parties that carry out the processing of personal data. The Company and those involved in any phase of the processing of personal data are bound to professional secrecy regarding them.

Likewise, we may disclose your personal data (i) if we are obliged to do so by law or within the framework of a legal procedure, (ii) to the security forces and bodies or other public officials when they legitimately request it, (iii) when we consider that such disclosure is necessary or convenient to avoid physical damage or economic loss, (iv) in the context of an investigation of fraudulent or illegal activities, or that fraudulent or illegal activities are presumed or (v) in case of sale or transfer of the totality or a part of our company or our assets (including cases of restructuring, dissolution or liquidation).

INTERNATIONAL DATA TRANSFER

Your personal data collected through the Platform may be transferred for the purposes described above to entities located in other countries. These countries may not have the same data protection regulations as in the British Virgin Islands. In this regard, we inform you that we have implemented safeguards that guarantee an adequate level of protection of personal data when they are transferred to other jurisdictions. These safeguards include contractual clauses or commitments aimed at imposing compliance with the applicable and its complementary regulations. In any event, when using the services of the Platform you are aware of the international transfer of your personal data as indicated in this section.

THE RIGHTS OF THE USER

You may request access, update, modification, review and deletion of your personal data as well as the removal or blocking of your name from the database referred to in this Privacy Policy at the time you wish by contacting for this purpose. with us as indicated in the section entitled “Contact Information” of this document.

The right of access to the data may be exercised free of charge by the interested party to the extent that the corresponding information is requested at intervals not less than six months, unless a legitimate interest is accredited for this purpose, pursuant to the Law of the British Virgin Islands.

In the event of any request, you must provide documentation that allows your identification to prove identity and provide the Company with a means to contact you if necessary.

SECURITY OF YOUR PERSONAL DATA

We implement administrative, technical and physical security measures designed to protect your personal data against destruction, loss, alteration, access, communication or accidental, illegal or unauthorized use.

Thus, to prevent unauthorized access, maintain the accuracy of the data and ensure the correct use of the personal data that it provides to us, the Company has put into use certain physical, electronic, administrative and security procedures. We safeguard personal data according to established security standards and procedures and continuously evaluate new technology to protect that information.

However, you acknowledge that the existing technical means that provide security are not impregnable and that even when all reasonable security precautions are adopted it is possible to suffer manipulation, destruction and / or loss of information. Finally, if you believe that your interaction with us is no longer secure (for example, if you believe that the security of an account you have with us has been put at risk), notify us immediately of the problem using the communication channels in the section “Contact us”.

LINKS TO OTHER WEB SITES

Our Platform may contain links to other websites for convenience and user information. These websites may be operated by companies that are not linked to us. Usually, linked websites have their own privacy policies or notices, which we recommend that the user read carefully if they visit any such linked websites. We do not assume any responsibility for the content of websites other than ours, nor for the use made of such websites, nor for their privacy practices.

UPDATES TO THIS PRIVACY POLICY

These privacy policies may be subject to periodic updating and without prior notice to reflect the changes introduced in our personal data practices. In the case of substantial changes, we will notify you by a visible notice on our Platform or by sending an email to the address declared at the time of creating your user account, indicating at the bottom of the privacy policies the date of Your last update. Any modification of these privacy policies will take effect from the moment of its publication on the Platform. Your interaction with us after the introduction of these modifications will mean that you have accepted those modifications.

CONTACT INFORMATION

Users can contact us to update their data or exercise their rights in accordance with these privacy policies by sending an email to [email protected]